4 Conover St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 4 Conover St, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,284 sqft · built 1905
Lot Size	0.113 acres (4,901 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Oct 2026)
Tax Bill	$8,114 (2025)
Deeds & Mortgages	Oct 2026 Sale & Construction Loan Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-00077-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`16-00077-0000-00014`
Alternative APN	`160007700014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area
1st Floor Area	686 sqft
Upper Floors Area	598 sqft
Attic	Attic
Attic Area	598 sqft
Basement Area	160 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	4,901 sqft (0.113 acres)
Lot Dimensions	140 ft deep x 35 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	4 CONOVER ST
City	FREEHOLD
State	NJ
Zip	07728-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Block	77
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	1
Census Block	1000
Census Tract	810800

Owner

Source: Monmouth County and Freehold Borough records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	128 PAINT ISLAND SPRING RD, MILLSTONE TOWNSHIP, NJ 08510-8762
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed, Transfer · Construction Mortgage CAPITAL FUNDING LLC
Sep 27, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 5, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L
Mar 31, 2017	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL HM FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	Jan 28, 2011 · Amount on Record
Deed Document Number	202680262
Deed Book / Page	9815 / 2127
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 2, 2026
Property Address	4 CONOVER ST, FREEHOLD, NJ 07728-2306
Document Number	0000080262
Book / Page	9815 / 2127
Instrument Date	Aug 20, 2026
Instrument	202680262
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,915.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	128 PAINT ISLAND SPRING RD, MILLSTONE TOWNSHIP, NJ 08510-8762

Mortgage

Document Number	0000080263,
Date	Oct 2, 2026
Instrument	202680263

Lender

Name	CAPITAL FUNDING LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2027

Interest

Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 CONOVER ST, FREEHOLD, NJ 07728-2306
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CONOVER ST, FREEHOLD, NJ 07728-2306

Mortgage

Document Number	0096612818
Date	Sep 27, 2023
Book Page	9661/2818
Instrument	2023067164

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Aug 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 CONOVER ST, FREEHOLD, NJ 07728-2306
Document Number	0000077602
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	CONCORD TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 CONOVER ST FREEHOLD NJ 077282306, FREEHOLD, NJ 07728-2306

Mortgage

Document Number	0000077602
Date	Aug 23, 2019
Book Page	009364/008834
Instrument	77602

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 31, 2017
Property Address	4 CONOVER ST, FREEHOLD, NJ 07728-2306
Document Number	0000034467
Book / Page	009220 / 002953
Instrument Date	Mar 28, 2017
Instrument	34467
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 CONOVER ST FREEHOLD NJ 077282306, FREEHOLD, NJ 07728-2306

Mortgage

Document Number	34468
Date	Mar 31, 2017
Book Page	009220/002971
Instrument	34468

Lender

Name	RESIDENTIAL HM FNDG
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,600 (-3.98%) Land $193,600 Building $195,000	$388,600 (-3.98%) Land $193,600 Building $195,000
2025	$8,114.00 (+3.38%)	$404,700 (+20.63%) Land $211,400 Building $193,300	$404,700 (+20.63%) Land $211,400 Building $193,300
2024	$7,849.00 (+17.92%)
2023		$335,500 Land $150,200 Building $185,300	$335,500 Land $150,200 Building $185,300
2022	$6,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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