8 Cobbler Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 8 Cobbler Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,066 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Nov 2017)
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-20-03-015.00`

Property Details

APN / Parcel Number

Primary APN	`016-20-03-015.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,066 sqft Finished Area
Gross Area	1,314 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8 COBBLER CT
City	ELSMERE
State	KY
Zip	41018-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURKEYFOOT ACRES BLK A LOT 21
Legal Subdivision	TURKEYFOOT ACRES
Legal Phase	A
Legal Block	A
Legal Lot Number	21
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1020
Census Tract	63607

Owner

8 Cobbler Ct is owned and occupied by two individuals who bought it in November 2017.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 COBBLER CT, ELSMERE, KY 41018-2744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jul 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Nov 27, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2017 · Amount on File
Deed Sale	Nov 27, 2017 · Amount on File
Prior Sale	Feb 24, 2012 · Amount on File
Deed Document Number	201711 27 059 00197
Deed Book / Page	6301 / 91
Prior Transfer Date	Feb 17, 2012
Prior Transfer Doc	0005900232
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	8 COBBLER CT, ELSMERE, KY 41018-2744
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 COBBLER CT, ELSMERE, KY 41018-2744

Mortgage

Document Number	0005900023
Date	Mar 18, 2024
Book Page	KCM 533/268
Instrument	24031805900023

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	285 Months
Due	Dec 1, 2047

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	8 COBBLER CT, ELSMERE, KY 41018-2744
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 COBBLER CT, ELSMERE, KY 41018-2744

Mortgage

Document Number	0005900107
Date	Jul 22, 2022
Book Page	391/294
Instrument	22072205900107

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Dec 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 27, 2017
Property Address	8 COBBLER CT, ELSMERE, KY 41018-2744
Document Number	0000000197
Book / Page	0C6301 / 000091
Instrument Date	Nov 17, 2017
Instrument	197
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 COBBLER CT ELSMERE KY 410182744, ELSMERE, KY 41018-2744

Mortgage

Document Number	199
Date	Nov 27, 2017
Book Page	0C6301/000097
Instrument	199

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8 Cobbler Ct was $1,803.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,400 (-) Land $25,000 Building $126,400	$151,400 (-) Land $25,000 Building $126,400
2025	$1,803.00	$151,400 Land $25,000 Building $126,400	$151,400 Land $25,000 Building $126,400
2023	$1,916.00	$151,400 Land $25,000 Building $126,400	$151,400 Land $25,000 Building $126,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Cobbler Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Cobbler Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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