2 Cobbler Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 2 Cobbler Ct, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,054 sqft · built 1965
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Oct 2019)
Tax Bill$2,048 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Oct 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN016-20-03-017.00

Property Details

APN / Parcel Number

Primary APN016-20-03-017.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,054 sqft Finished Area
Gross Area1,214 sqft

Exterior

Year BuiltBuilt 1965
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0162003017.00
Street Address2 COBBLER CT
CityELSMERE
StateKY
Zip41018-2744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURKEYFOOT ACRES BLK A LOT 19
Legal SubdivisionTURKEYFOOT ACRES
Legal PhaseA
Legal BlockA
Legal Lot Number19
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1020
Census Tract63607

Owner

Source: Kenton County records · APN 016-20-03-017.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 COBBLER CT, ELSMERE, KY 41018-2744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · Line of Credit
US BANK NATIONAL ASSOCIATION
Oct 02, 2019Warranty Deed, Transfer · Conventional with PMI
US BK
Jun 11, 2019Grant Deed, Transfer
ATTORNEY ONLY
Jun 05, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2019 · Amount on Record
Deed SaleOct 02, 2019 · Amount on Record
Prior SaleJun 11, 2019 · Amount on Record
Deed Document Number0000676667
Deed Book / Page6766 / 67
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2 COBBLER CT, ELSMERE, KY 41018-2744
Transaction TypeMortgage
Record UpdatedDec 05, 2025
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 COBBLER CT, ELSMERE, KY 41018-2744

Mortgage

Document Number0005900191
DateNov 18, 2025
Book PageKCM 707/754
Instrument25111805900191
Lender
NameUS BANK NATIONAL ASSOCIATION
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 18, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 02, 2019
Property Address2 COBBLER CT, ELSMERE, KY 41018-2744
Document Number0000000064
Book / Page006766 / 000067
Instrument DateSep 27, 2019
Instrument64
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2 COBBLER CT ELSMERE KY 410182744, ELSMERE, KY 41018-2744

Mortgage

Document Number66
DateOct 02, 2019
Book Page0C6766/000070
Instrument66
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJun 11, 2019
Property Address2 COBBLER CT, ELSMERE, KY 41018-2744
Document Number0000000211
Book / Page0C6679 / 000114
Instrument DateJun 07, 2019
Instrument211
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$78.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address445 ELK LAKE RESORT RD OWENTON KY 403599163, OWENTON, KY 40359-9163

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJun 05, 2019
Property Address2 COBBLER CT, ELSMERE, KY 41018-2744
Document Number0000000232
Book / Page0C6675 / 000066
Instrument DateFeb 26, 2019
Instrument232
Transaction TypeTransfer
Record UpdatedJun 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$40.80
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 COBBLER CT ELSMERE KY 410182744, ELSMERE, KY 41018-2744

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,048.00 (-5.93%)$172,000 (-) Land $25,000 Building $147,000$172,000 (-) Land $25,000 Building $147,000
2023$2,177.00$172,000 Land $25,000 Building $147,000$172,000 Land $25,000 Building $147,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 249 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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