8 Clover Ln, Lake Bluff, IL 60044 Property Records

Lake County property record for 8 Clover Ln, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,316 sqft · built 1961
Lot Size0.455 acres (19,815 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Nov 2021)
Tax Bill$8,089 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-19-204-008

Property Details

APN / Parcel Number

Primary APN12-19-204-008

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area1,316 sqft
Basement Area506 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area19,815 sqft (0.455 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces1 Parking Space
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8 CLOVER LN
CityLAKE BLUFF
StateIL
Zip60044-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROCKLAND MANOR LOT 53
Legal SubdivisionROCKLAND MANOR
Legal Lot Number53
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2023
Census Tract863202

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address8 CLOVER LN, LAKE BLUFF, IL 60044-1723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Warranty Deed, Transfer · Conventional Mortgage
FUNDLOANS CAPITAL
May 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2021 · Amount on Record
Deed SaleNov 10, 2021 · Amount on Record
Prior SaleNov 30, 1999 · Amount on Record
Deed Document Number20217842480
Prior Transfer DateAug 21, 2012
Prior Transfer Doc0006892230
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateNov 10, 2021
Property Address8 CLOVER LN, LAKE BLUFF, IL 60044-1723
Document Number0007842480
Map ReferenceDOC 247686
Instrument DateSep 7, 2021
Instrument7842480
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 CLOVER LN, LAKE BLUFF, IL 60044-1723

Mortgage

Document Number0007842481
DateNov 10, 2021
Instrument7842481
Lender
NameFUNDLOANS CAPITAL
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address8 CLOVER LN, LAKE BLUFF, IL 60044-1723
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007658534
DateMay 26, 2020
Instrument7658534
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$134,286 (+12.59%) Land $40,566 Building $93,720$402,898 (+12.59%) Land $121,710 Building $281,188
2024$8,089.00 (+18.33%)
2023$6,836.00 (+6.33%)$119,269 (+13.03%) Land $36,030 Building $83,239$357,843 (+13.03%) Land $108,101 Building $249,742
2022$6,429.00$105,520 Land $31,877 Building $73,643$316,592 Land $95,641 Building $220,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BLUFF
serves 5,600 people · EPA ID IL0970750
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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