Lake County property record for 18 Clover Ln, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,577 sqft · built 1971 |
| Lot Size | 0.661 acres (28,802 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,000 (Sep 2013) |
| Tax Bill | $12,604 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-19-204-005 |
| Primary APN | 12-19-204-005 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,577 sqft Living Area |
| Gross Area | 4,904 sqft |
| 1st Floor Area | 2,044 sqft |
| Basement Area | 2,044 sqft |
| Finished Basement | 1,533 sqft |
| Unfinished Basement | 511 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 28,802 sqft (0.661 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 18 CLOVER LN |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKLAND MANOR LOT 50 |
| Legal Subdivision | ROCKLAND MANOR |
| Legal Lot Number | 50 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 863202 |
Source: Lake County assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 CLOVER LN, LAKE BLUFF, IL 60044-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2013 · Amount on Record |
| Deed Sale | Sep 11, 2013 · Amount on Record |
| Deed Document Number | 20137034989 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 18 CLOVER LN, LAKE BLUFF, IL 60044-1723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007728412 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 7728412 |
| Name | ABBOTT LABORATORIES EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 20, 2035 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221,049 (+21.6%) Land $54,732 Building $166,317 | $663,213 (+21.6%) Land $164,212 Building $499,001 | |
| 2024 | $12,604.00 (+25.13%) | ||
| 2023 | $10,073.00 (+2.14%) | $181,785 (+19.09%) Land $45,010 Building $136,775 | $545,410 (+19.09%) Land $135,044 Building $410,366 |
| 2022 | $9,862.00 | $152,651 Land $37,797 Building $114,854 | $457,998 Land $113,402 Building $344,596 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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