Orange County property record for 8 Cleome St, Ladera Ranch, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,713 sqft · built 2002 |
| Lot Size | 0.106 acres (4,635 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $790,000 (Jun 2013) |
| Tax Bill | $14,322 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 741-102-16 |
| Primary APN | 741-102-16 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,713 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 4,635 sqft (0.106 acres) |
| Garage Area | 421 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 8 CLEOME ST |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-0858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16115 BLK LOT 5 |
| Legal Subdivision | TRACT NO 16115 |
| Legal Tract | 16115 |
| Legal Lot Number | 5 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 32059 |
Source: Orange County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 CLEOME ST, LADERA RANCH, CA 92694-0858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMORY FINANCIAL |
| Jul 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL DYNAMICS |
| Mar 29, 2018 | Grant Deed, Transfer FINANCIAL DYNAMICS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2013 · Amount on Record |
| Deed Sale | Jun 20, 2013 · Amount on Record |
| Prior Sale | Jun 20, 2013 · Amount on Record |
| Deed Document Number | 2013374156 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 8 CLEOME ST, MISSION VIEJO, CA 92694-0858 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 8 CLEOME ST, LADERA RANCH, CA 92694-0858 |
| Document Number | 0000735192 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021000735192 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 8 CLEOME ST, MISSION VIEJO, CA 92694-0858 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000068095 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020000068095 |
| Name | EMORY FINANCIAL |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN MARINO, CA 91108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 8 CLEOME ST, MISSION VIEJO, CA 92694-0858 |
| Document Number | 0000243276 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 8 CLEOME ST LADERA RANCH CA 926940858, LADERA RANCH, CA 92694-0858 |
| Document Number | 0000243276 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 243276 |
| Name | FINANCIAL DYNAMICS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN MARINO, CA 91108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 29, 2018 |
| Property Address | 8 CLEOME ST, MISSION VIEJO, CA 92694-0858 |
| Document Number | 0000111531 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 111531 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,078.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 8 CLEOME ST LADERA RANCH CA 926940858, LADERA RANCH, CA 92694-0858 |
| Document Number | 111532 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 111532 |
| Name | FINANCIAL DYNAMICS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN MARINO, CA 91108 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Orange County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,322.00 (+3.39%) | $1,115,071 (+4.04%) Land $646,729 Building $468,342 |
| 2023 | $13,852.00 (+1.91%) | $1,071,772 Land $621,616 Building $450,156 |
| 2022 | $13,593.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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