10 Cleome St, Ladera Ranch, CA 92694 Property Records

Orange County property record for 10 Cleome St, Ladera Ranch, CA 92694

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,933 sqft · built 2002
Lot Size0.102 acres (4,453 sqft)
Owner2 Company Names on Record
Last Sale$1,800,000 (Jul 2024)
Tax Bill$21,425 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Apr 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN741-102-15

Property Details

APN / Parcel Number

Primary APN741-102-15

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,933 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area4,453 sqft (0.102 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10 CLEOME ST
CityLADERA RANCH
StateCA
Zip92694-0858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 16115 BLK LOT 4
Legal SubdivisionTRACT NO. 16115
Legal Tract16115
Legal Lot Number4
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group2
Census Block2011
Census Tract32059

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address10 CLEOME ST, LADERA RANCH, CA 92694-0858
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 6, 2018Grant Deed, Transfer
BANK OF NAT'L TR & SVGS
Oct 10, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2024 · Amount on Record
Deed SaleJul 15, 2024 · Amount on Record
Prior SaleApr 6, 2018 · Amount on Record
Deed Document Number2024177732
Prior Transfer DateJul 10, 2024
Prior Transfer Doc0000177734
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address10 CLEOME ST, MISSION VIEJO, CA 92694-0858
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CLEOME ST, LADERA RANCH, CA 92694-0858

Mortgage

Document Number0000239444
DateJul 7, 2022
Instrument2022000239444
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateApr 6, 2018
Property Address10 CLEOME ST, MISSION VIEJO, CA 92694-0858
Document Number0000123565
Instrument DateFeb 15, 2018
Instrument123565
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,072.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address10 CLEOME ST LADERA RANCH CA 926940858, LADERA RANCH, CA 92694-0858

Mortgage

Document Number123566
DateApr 6, 2018
Instrument123566
Lender
NameBANK OF NAT'L TR & SVGS
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueApr 5, 2048

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address10 CLEOME ST, MISSION VIEJO, CA 92694-0858
Document Number0000443638
Instrument DateOct 10, 2017
Transaction TypeMortgage
Record UpdatedOct 27, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 CLEOME ST LADERA RANCH CA 926940858, LADERA RANCH, CA 92694-0858

Mortgage

Document Number0000443638
DateOct 19, 2017
Instrument443638
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueOct 18, 2047
Interest
Rate TypeAdjustable Rate
Rate3.52%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,836,000 (+2%) Land $1,254,624 Building $581,376
2025$21,425.00 (+51.55%)$1,800,000 (+68.81%) Land $1,230,023 Building $569,977
2024$14,137.00 (+1.74%)
2023$13,895.00 (+1.91%)$1,066,303 Land $600,952 Building $465,351
2022$13,634.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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