Westerly Town property record for 8 Clay Ln, Westerly, RI 02891 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,376 sqft · built 2006 |
| Lot Size | 0.326 acres (14,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,964 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Aug 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:078 B:55-A L |
| Primary APN | M:078 B:55-A L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| Gross Area | 4,932 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,200 sqft (0.326 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3313310 |
|---|---|
| Street Address | 8 CLAY LN |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 55 |
| Legal Lot Number | A |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 50901 |
Source: Westerly Town records · APN M:078 B:55-A L
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 CLAY LN, WESTERLY, RI 02891-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2025 | Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CU |
| Aug 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC |
| Apr 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Apr 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 8 CLAY LN, WESTERLY, RI 02891-2519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02025-6724 |
|---|---|
| Date | May 29, 2025 |
| Book Page | 2025/6724 |
| Instrument | 2025-1643 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 8 CLAY LN, WESTERLY, RI 02891-2519 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021-21826 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 2021/21826 |
| Instrument | 2021-4862 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 8 CLAY LN, WESTERLY, RI 02891-2519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-9479 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 2021/9479 |
| Instrument | 2021-2147 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 8 CLAY LN, WESTERLY, RI 02891-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019-5996 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 2019/5996 |
| Instrument | 2019-1567 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 8 CLAY LN, WESTERLY, RI 02891-2519 |
| Document Number | 2020-5342 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8 CLAY LN WESTERLY RI 028912519, WESTERLY, RI 02891-2519 |
| Document Number | 2020-5342 |
|---|---|
| Date | Aug 04, 2020 |
| Book Page | 002020/015342 |
| Instrument | 24853572 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 03, 2050 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,964.00 (+3.05%) | $638,100 (+34.59%) Land $162,700 Building $475,400 |
| 2023 | $4,817.00 (+0.61%) | $474,100 (-) Land $116,300 Building $357,800 |
| 2022 | $4,788.00 | $474,100 Land $116,300 Building $357,800 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fiber | 980 / 880 |
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