Westerly Town property record for 4 Clay Ln, Westerly, RI 02891 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1961 |
| Square Footage | 960 sqft Living Area |
| Lot Size | 8,800 sqft (0.202 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $224,000 (2017) |
| Tax Bill | $2,835.00 (2025) |
| Primary APN | WEST M:78 B:53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,920 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,800 sqft (0.202 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 18146884 |
|---|---|
| Street Address | 4 CLAY LN |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 53 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 50901 |
Source: Westerly Town records · APN WEST M:78 B:53
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 CLAY LN, WESTERLY, RI 02891-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance MUTUAL OF OMAHA MORTGAGE |
| Mar 26, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance MUTUAL OF OMAHA MORTGAGE |
| Nov 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) SHAMROCK FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 21, 2017 · Amount on Record |
| Deed Sale | Nov 21, 2017 · Amount on Record |
| Deed Doc Number | 20175151 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 4 CLAY LN, WESTERLY, RI 02891-2519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022-9412 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 2022/9412 |
| Instrument | 2022-2194 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 4 CLAY LN, WESTERLY, RI 02891-2519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-7967 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 2021/7967 |
| Instrument | 2021-1761 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 21, 2017 |
| Property Address | 4 CLAY LN, WESTERLY, RI 02891-2519 |
| Document Number | 2017-678 |
| Book / Page | 002017 / 020678 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 5151 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CLAY LN WESTERLY RI 028912519, WESTERLY, RI 02891-2519 |
| Document Number | 2017-681 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 002017/020681 |
| Instrument | 5152 |
| Name | SHAMROCK FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2047 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,835.00 (+2.83%) | $364,400 (+34.27%) Land $161,800 Building $202,600 |
| 2023 | $2,757.00 (+0.58%) | $271,400 (-) Land $115,600 Building $155,800 |
| 2022 | $2,741.00 | $271,400 Land $115,600 Building $155,800 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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