8 Circle Dr, Fruitport, MI 49415 Property Records

Muskegon County property record for 8 Circle Dr, Fruitport, MI 49415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,770 sqft · built 2006
Lot Size	0.828 acres (36,102 sqft)
Owner	2 Individual Names on File
Last Sale	$1,175,000 (Jul 2018)
Tax Bill	$26,980 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41400000000800`

Property Details

APN / Parcel Number

Primary APN	`41400000000800`
Alternative APN	`61-41-400-000-0008-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,770 sqft Living Area
1st Floor Area	2,770 sqft
Basement Area	2,770 sqft
Unfinished Basement	2,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	36,102 sqft (0.828 acres)
Garage Area	1,632 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8 CIRCLE DR
City	FRUITPORT
State	MI
Zip	49415-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-R1
Legal Description	VILLAGE OF FRUITPORT HOME PORT SUB LOT 8 SEC 36 T9N R16W SUBJ TO ESMT FOR OVERHEAD ELECTRIC LN L/P 3735/710
Legal Subdivision	VILLAGE OF FRUITPORT
Legal Lot Number	8
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITPORT
Census Block Group	4
Census Block	4036
Census Tract	2800

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 CIRCLE DR, FRUITPORT, MI 49415-9631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jul 23, 2018	Warranty Deed, Transfer MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on File
Deed Sale	Jul 23, 2018 · Amount on File
Prior Sale	May 5, 2014
Deed Document Number	20185628478
Deed Book / Page	4162 / 720
Prior Transfer Date	May 14, 2014
Prior Transfer Doc	0005488480
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	8 CIRCLE DR, FRUITPORT, MI 49415-9631
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CIRCLE DR, FRUITPORT, MI 49415-9631

Mortgage

Document Number	004400/737
Date	Nov 3, 2025
Book Page	4400/737
Instrument	5866268

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	8 CIRCLE DR, FRUITPORT, MI 49415-9631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005690824
Date	Jul 6, 2020
Book Page	4225/127
Instrument	5690824

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	8 CIRCLE DR, FRUITPORT, MI 49415-9631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005684062
Date	Apr 16, 2020
Book Page	4218/358
Instrument	5684062

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 18, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	8 CIRCLE DR, FRUITPORT, MI 49415-9631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005699415
Date	Sep 21, 2020
Book Page	4233/726
Instrument	5699415

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 23, 2018
Property Address	8 CIRCLE DR, FRUITPORT, MI 49415-9631
Document Number	0005628478
Book / Page	004162 / 000720
Instrument Date	Jul 20, 2018
Instrument	5628478
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 CIRCLE DR FRUITPORT MI 494159631, FRUITPORT, MI 49415-9631

Mortgage

Document Number	5628479
Date	Jul 23, 2018
Book Page	004162/000721
Instrument	5628479

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitport Charter Township
Municipality	Fruitport Village
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$823,000 (+2.63%)	$1,646,000 (+2.63%)
2025	$26,980.00 Homeowner's exemption	$801,900	$1,603,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUITPORT TOWNSHIP serves 9,355 people · EPA ID MI0002507
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

Nearby Properties on Circle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures