7 Circle Dr, Fruitport, MI 49415 Property Records

Muskegon County property record for 7 Circle Dr, Fruitport, MI 49415

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,244 sqft · built 1948
Lot Size	0.759 acres (33,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,205,000 (Nov 2021)
Tax Bill	$27,348 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41400000000700`

Property Details

APN / Parcel Number

Primary APN	`41400000000700`
Alternative APN	`61-41-400-000-0007-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,244 sqft Living Area
1st Floor Area	2,368 sqft
Basement Area	1,310 sqft
Unfinished Basement	1,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Lot Area	33,078 sqft (0.759 acres)
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7 CIRCLE DR
City	FRUITPORT
State	MI
Zip	49415-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-R1
Legal Description	VILLAGE OF FRUITPORT HOME PORT SUB LOT 7 AND THAT PART OF LOT 6 DESC AS FOLLOWS: BEG AT SW COR OF LOT 6 TH N 06D 05M 26S W AL
Legal Subdivision	VILLAGE OF FRUITPORT
Legal Lot Number	6-7
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITPORT
Census Block Group	4
Census Block	4036
Census Tract	2800

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CIRCLE DR, FRUITPORT, MI 49415-9631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Dec 30, 2015 · Amount on Record
Deed Document Number	20215747051
Deed Book / Page	4281 / 409
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	7 CIRCLE DR, FRUITPORT, MI 49415-9631
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CIRCLE DR, FRUITPORT, MI 49415-9631

Mortgage

Document Number	004298/777
Date	Apr 29, 2022
Book Page	4298/777
Instrument	5764402

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	7 CIRCLE DR, FRUITPORT, MI 49415-9631
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004244/556
Date	Jan 11, 2021
Book Page	4244/556
Instrument	5710234

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Nov 23, 2021
Property Address	7 CIRCLE DR, FRUITPORT, MI 49415-9631
Document Number	004281/409
Book / Page	4281 / 409
Map Reference	LB 10 PG 24
Instrument Date	Nov 18, 2021
Instrument	5747051
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,363.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 CIRCLE DR, 7, FRUITPORT, MI 49415-9631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CIRCLE DR, FRUITPORT, MI 49415-9631

Mortgage

Document Number	0004281411
Date	Nov 23, 2021
Instrument	4281/411

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	7 CIRCLE DR, FRUITPORT, MI 49415-9631
Document Number	0005594522
Book / Page	004128 / 000733
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 CIRCLE DR FRUITPORT MI 494159631, FRUITPORT, MI 49415-9631

Mortgage

Document Number	0005594522
Date	Jul 14, 2017
Book Page	004128/000733
Instrument	5594522

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 13, 2022

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitport Charter Township
Municipality	Fruitport Village
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$725,400 (+2.97%)	$1,450,800 (+2.97%)
2025	$27,348.00 Homeowner's exemption	$704,500	$1,409,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUITPORT TOWNSHIP serves 9,355 people · EPA ID MI0002507
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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