8 Circle Dr, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 8 Circle Dr, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,636 sqft · built 1937
Lot Size	0.771 acres (33,600 sqft)
Owner	2 Individual Names on File
Last Sale	$462,500 (Jul 2025)
Tax Bill	$14,050 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 44.13-2-63`

Property Details

APN / Parcel Number

Primary APN	`372000 44.13-2-63`
Alternative APNs	`200004401300020630000000` `310100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	1,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	33,600 sqft (0.771 acres)
Lot Dimensions	200 ft deep x 200 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	310100
Street Address	8 CIRCLE DR
City	CARMEL
State	NY
Zip	10512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	2
Legal Lot Number	63.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1022
Census Tract	11502

Owner

8 Circle Dr is owned by two individuals who bought it in July 2025.

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 CLAYTON BLVD, 721, BALDWIN PLACE, NY 10505-2063
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Prior Sale	Sep 23, 1993 · Amount on File
Deed Document Number	20254325
Deed Book / Page	2406 / 18
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Jul 30, 2025
Property Address	8 CIRCLE DR, CARMEL, NY 10512
Document Number	0024060018
Book / Page	2406 / 18
Instrument Date	Jul 30, 2025
Instrument	4325-2025
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 CIRCLE DR, CARMEL, NY 10512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CLAYTON BLVD APT 721, 721, BALDWIN PLACE, NY 10505-2063

Mortgage

Document Number	0080020196
Date	Jul 30, 2025
Book Page	8002/196
Instrument	4326-2025

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$472,500 Land $102,000 Building $370,500	$472,500 Land $102,000 Building $370,500
2024	$14,050.00
2023		$422,200 (+10.99%) Land $97,400 Building $324,800	$422,200 (+10.99%) Land $97,400 Building $324,800
2022		$380,400 Land $97,400 Building $283,000	$380,400 Land $97,400 Building $283,000
2020	$4,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WD 2 serves 5,000 people · EPA ID NY3903641
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	7 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20