Putnam County and Carmel Town property record for 5 Circle Dr, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,585 sqft · built 1935 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,900 (Mar 2023) |
| Tax Bill | $11,126 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 44.13-2-38 |
| Primary APN | 372000 44.13-2-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,585 sqft Living Area |
| 1st Floor Area | 860 sqft |
| 2nd Floor Area | 725 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 150 ft deep x 236 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 305550 |
|---|---|
| Street Address | 5 CIRCLE DR |
| City | CARMEL |
| State | NY |
| Zip | 10512-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 2 |
| Legal Lot Number | 38.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11502 |
Source: Putnam County and Carmel Town records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 948 ORCHARD ST, PEEKSKILL, NY 10566-2728 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 15, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage GREAT AMERICAN TITLE |
| Mar 7, 2023 | Bargain and Sale Deed, Transfer PRO NATIONAL TITLE AGENCY, PRO NATIONAL TITLE AGCY LLC |
| Feb 9, 2023 | Referee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on Record |
| Deed Sale | Mar 7, 2023 · Amount on Record |
| Prior Sale | Feb 9, 2023 · Amount on Record |
| Deed Document Number | 20231381 |
| Deed Book / Page | 2311 / 123 |
| Last Transfer Date | Jun 4, 2026 |
| Transfer Doc | 0000003664 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jun 15, 2026 |
| Property Address | 5 CIRCLE DR, CARMEL, NY 10512-1103 |
| Document Number | 0000003664 |
| Book / Page | 2445 / 7 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20263664 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | GREAT AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 948 ORCHARD ST, PEEKSKILL, NY 10566-2728 |
| Document Number | 0000003665, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20263665 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Mar 7, 2023 |
| Property Address | 5 CIRCLE DR, CARMEL, NY 10512-1103 |
| Document Number | 0023110123 |
| Book / Page | 2311 / 123 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 1381-2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2023 |
| Title Company | PRO NATIONAL TITLE AGENCY, PRO NATIONAL TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 CIRCLE DR, CARMEL, NY 10512-1103 |
| Document Type | Referee's Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Feb 9, 2023 |
| Property Address | 5 CIRCLE DR, CARMEL, NY 10512-1103 |
| Document Number | 0023070252 |
| Book / Page | 2307 / 252 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 819-2023 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,098.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 GRAY RD, FALMOUTH, ME 04105-2019 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,126.00 (+0.86%) | $372,300 (+14.52%) Land $86,900 Building $285,400 | $372,300 (+14.52%) Land $86,900 Building $285,400 |
| 2024 | $11,031.00 (+119.44%) | ||
| 2023 | $325,100 (+10.99%) Land $79,000 Building $246,100 | $325,100 (+10.99%) Land $79,000 Building $246,100 | |
| 2022 | $292,900 Land $79,000 Building $213,900 | $292,900 Land $79,000 Building $213,900 | |
| 2020 | $5,027.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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