8 Chestnut Ct, Palmyra, VA 22963 Property Records

Fluvanna County property record for 8 Chestnut Ct, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,156 sqft · built 2004
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Feb 2021)
Tax Bill	$2,632 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18A 2 393`

Property Details

APN / Parcel Number

Primary APN	`18A 2 393`
Alternative APN	`10738`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
Gross Area	3,645 sqft
1st Floor Area	2,156 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,950 sqft (0.458 acres)
Terrain	Rolling
Porch	Slab
Porch Area	219 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10738
Street Address	8 CHESTNUT CT
City	PALMYRA
State	VA
Zip	22963-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 200002780 SHADWELL-2 LOT 393 19,947 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	39
Legal Lot Number	393
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	2
Census Block	2000
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 CHESTNUT CT, PALMYRA, VA 22963-3229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
May 13, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE
Feb 5, 2021	Bargain and Sale Deed, Transfer
Jul 29, 2020	Bargain and Sale Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 28, 2018	Deed, Transfer · VA Mortgage CROSS COUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on Record
Deed Sale	Feb 5, 2021 · Amount on Record
Prior Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	2021597
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	8 CHESTNUT CT, PALMYRA, VA 22963-3229
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001399
Date	May 24, 2023
Instrument	230001399

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 24, 2033

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	8 CHESTNUT CT, PALMYRA, VA 22963-3229
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1901336
Date	May 13, 2019
Instrument	1901336

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 5, 2021
Property Address	8 CHESTNUT CT, PALMYRA, VA 22963-3229
Document Number	210000597
Map Reference	DB 76 PG 564
Instrument Date	Jul 11, 2020
Instrument	210000597
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CHESTNUT CT, PALMYRA, VA 22963-3229

July 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 29, 2020
Property Address	8 CHESTNUT CT, PALMYRA, VA 22963-3229
Document Number	200002780
Map Reference	DOC 180002679
Instrument Date	Jul 11, 2020
Instrument	200002780
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CHESTNUT CT, PALMYRA, VA 22963-3229

Mortgage

Document Number	200002781
Date	Jul 29, 2020
Instrument	200002781

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 28, 2018
Property Address	8 CHESTNUT CT, PALMYRA, VA 22963-3229
Document Number	1802679
Map Reference	PB 76 PG 564
Instrument Date	Aug 22, 2018
Instrument	1802679
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CHESTNUT CT, PALMYRA, VA 22963-3229

Mortgage

Document Number	1802680
Date	Aug 28, 2018
Instrument	1802680

Lender

Name	CROSS COUNTRY MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,700 (-) Land $30,000 Building $318,700	$348,700 (-) Land $30,000 Building $318,700
2025	$2,632.00 (+11.57%)	$348,700 (+24.71%) Land $30,000 Building $318,700	$348,700 (+24.71%) Land $30,000 Building $318,700
2023		$279,600 Land $30,000 Building $249,600	$279,600 Land $30,000 Building $249,600
2022	$2,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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