4 Cherrytree Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 4 Cherrytree Ct, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,530 sqft · built 1992
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,500 (Jun 2016)
Tax Bill	$5,938 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`07-11-31-7016-00100-0410`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7016-00100-0410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,530 sqft Living Area
Gross Area	3,702 sqft
1st Floor Area	2,530 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,280 sqft (0.236 acres)
Lot Dimensions	118 ft deep x 80 ft wide
Driveway	Concrete Driveway
Driveway Area	513 sqft
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 CHERRYTREE CT
City	PALM COAST
State	FL
Zip	32137-9050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 16 BL 10 LOT 41 OR 188 PG 80 OR 297 PG 417 OR 311 PG 341 OR 457 PG 1261 OR 534 PG 17 OR 2139/1184
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	10
Legal Lot Number	41
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2002
Census Tract	60104

Owner

Source: Flagler County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 CHERRYTREE CT, PALM COAST, FL 32137-9050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2016 · Amount on Record
Deed Sale	Jun 27, 2016 · Amount on Record
Prior Sale	Jun 1, 2016 · Amount on Record
Deed Document Number	201620516
Deed Book / Page	2139 / 1184
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Recording Date	Jun 23, 2026
Property Address	4 CHERRYTREE CT, PALM COAST, FL 32137-9050
Document Number	0000025042
Book / Page	3064 / 1069
Instrument Date	Jun 8, 2026
Instrument	202625042
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CHERRYTREE CT, PALM COAST, FL 32137-9050

Mortgage

Document Number	0000025042,
Date	Jun 23, 2026
Book Page	3064/1069
Instrument	202625042

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,938.00 (+4.65%) Homeowner's exemption	$369,892 (+5.99%)	$555,896 (+3.49%) Land $160,750 Building $395,146
2023	$5,674.00 (+0.71%) Homeowner's exemption	$348,998 (+3%)	$537,171 (+0.56%) Land $160,750 Building $376,421
2022	$5,634.00 Homeowner's exemption	$338,833	$534,160 Land $162,750 Building $371,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	21 (2001–2024)
Claims Outside the SFHA	18 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 9 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20