St. Charles County property record for 8 Cherokee Sunset Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,196 sqft · built 1998 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,300 (Aug 2021) |
| Tax Bill | $5,949 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A982001695 |
| Primary APN | A982001695 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,196 sqft Living Area |
| Gross Area | 4,963 sqft |
| 1st Floor Area | 1,829 sqft |
| Basement Area | 1,367 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 367 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 294 sqft |
| Patio Area | 100 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A982001695 |
|---|---|
| Street Address | 8 CHEROKEE SUNSET CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-5989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | INDIAN SPRINGS #1 LOT 116 |
| Legal Subdivision | INDIAN SPRINGS #1 |
| Legal Lot Number | 116 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311737 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Aug 20, 2021 | Deed of Trust, Mortgage · Line of Credit ALLTRU FCU |
| Feb 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on Record |
| Deed Sale | Aug 20, 2021 · Amount on Record |
| Prior Sale | Feb 12, 2021 |
| Deed Document Number | 202170256 |
| Prior Transfer Date | Jul 22, 2021 |
| Prior Transfer Doc | 0000070256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 8 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Document Number | 0000003281 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026R-003281 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 8 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8 CHEROKEE SUNSET CT, COTTLEVILLE, MO 63366-5989 |
| Document Number | 2021R070254 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021R-070254 |
| Name | ALLTRU FCU |
|---|---|
| Type | Credit Union |
| Address | WENTZVILLE, MO 63385 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 22, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 12, 2021 |
| Property Address | 8 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Document Number | 2021R013219 |
| Map Reference | MB 34 PG 288&289 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021R-013219 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | NOT AVAILABLE, PTA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 1060 HAALLLO STREET, 95, MILILANI, HI 96789 |
| Name | Verified Name |
|---|---|
| Address | 8 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Document Number | 2021R013220 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021R-013220 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,921 (-) | $489,059 (-) Land $82,500 Building $406,559 | |
| 2025 | $5,949.00 (+9.82%) | $92,921 (+13.13%) | $489,059 (+13.13%) Land $82,500 Building $406,559 |
| 2024 | $5,417.00 | ||
| 2023 | $82,133 | ||
| 2022 | $432,281 Land $60,500 Building $371,781 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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