St. Charles County property record for 7 Cherokee Sunset Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,562 sqft · built 1999 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Mar 2026) |
| Tax Bill | $4,001 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A982001680 |
| Primary APN | A982001680 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 3,544 sqft |
| 1st Floor Area | 1,562 sqft |
| Basement Area | 1,532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 80 sqft |
| Account Number | A982001680 |
|---|---|
| Street Address | 7 CHEROKEE SUNSET CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-5989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | INDIAN SPRINGS #1 LOT 101 |
| Legal Subdivision | INDIAN SPRINGS #1 |
| Legal Lot Number | 101 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311737 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Mar 24, 2020 | Quit Claim Deed, Transfer · VA Mortgage HOME LOAN EXPERT LLC |
| Sep 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Prior Sale | Mar 24, 2020 · Amount on Record |
| Deed Document Number | 202612225 |
| Prior Transfer Date | Mar 1, 2011 |
| Prior Transfer Doc | 0000190250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 17, 2026 |
| Property Address | 7 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Document Number | 0000012225 |
| Map Reference | MB 34 PG 288 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026R-012225 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | STG |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 BOWWATER CT, LAKE SAINT LOUIS, MO 63367-2244 |
| Name | Verified Name |
|---|---|
| Address | 7 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Document Number | 0000012226 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026R-012226 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 24, 2020 |
| Property Address | 7 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Document Number | 0072540359 |
| Book / Page | 007254 / 000359 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 178780 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 CHEROKEE SUNSET CT O FALLON MO 633665989, O FALLON, MO 63366-5989 |
| Document Number | 72540361 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 007254/000361 |
| Instrument | 178790 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 7, 2017 |
| Property Address | 7 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Document Number | 0068040032 |
| Book / Page | 6804 / 0032 |
| Map Reference | MB 34 PG 288 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 20170907000565010 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 CHEROKEE SUNSET CT, 7, O FALLON, MO 63366-5989 |
| Name | Verified Name |
|---|---|
| Address | 7 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Document Number | 20170907000565020 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 20170907000565020 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,285 (-) | $327,817 (-) Building $327,817 | |
| 2025 | $4,001.00 (+6.58%) | $62,285 (+9.79%) | $327,817 (+9.79%) Building $327,817 |
| 2024 | $3,754.00 (+23.57%) | ||
| 2023 | $56,730 (+33.12%) | ||
| 2022 | $3,038.00 | $42,616 | $298,577 (+33.12%) Land $55,000 Building $243,577 |
| 2021 | $224,293 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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