Middlesex County and Natick Town property record for 8 Charles St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,841 sqft · built 1888 |
| Lot Size | 0.578 acres (25,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,430,000 (Aug 2026) |
| Tax Bill | $13,563 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-00000114 |
| Primary APN | 35-00000114 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 2,841 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Basement Area | 1,062 sqft |
| Unfinished Basement | 1,062 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,178 sqft (0.578 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 35-00000114 |
|---|---|
| Street Address | 8 CHARLES ST |
| City | NATICK |
| State | MA |
| Zip | 01760-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 382200 |
Source: Middlesex County and Natick Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 CHARLES ST, NATICK, MA 01760-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 21, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jul 30, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on Record |
| Deed Sale | Aug 21, 2026 · Amount on Record |
| Prior Sale | Apr 30, 2015 · Amount on Record |
| Deed Document Number | 2026106174 |
| Deed Book / Page | 86044 / 496 |
| Prior Transfer Date | Aug 16, 2026 |
| Prior Transfer Doc | 0000106174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Aug 21, 2026 |
| Property Address | 8 CHARLES ST, NATICK, MA 01760-2808 |
| Document Number | 0000106174 |
| Book / Page | 86044 / 496 |
| Instrument Date | Aug 16, 2026 |
| Instrument | 2026106174 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8 CHARLES ST, NATICK, MA 01760-2808 |
| Date | Aug 21, 2026 |
|---|
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 8 CHARLES ST, NATICK, MA 01760-2808 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084422-417 |
|---|---|
| Date | Jul 30, 2025 |
| Book Page | 84422/417 |
| Instrument | 89293 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,563.00 (+14.36%) | $1,134,000 (+17.22%) Land $460,000 Building $674,000 | $1,138,195 |
| 2024 | $11,860.00 (+7.47%) | $967,400 (+10.8%) Land $435,700 Building $531,700 | |
| 2023 | $11,036.00 | $873,100 Land $403,800 Building $469,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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