5 Charles St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 5 Charles St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,644 sqft · built 1920
Lot Size0.421 acres (18,317 sqft)
Owner2 Company Names on Record
Last Sale$940,000 (Jun 2020)
Tax Bill$13,810 (2025)
Deeds & MortgagesApr 2021 Transfer
Dec 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-00000087

Property Details

APN / Parcel Number

Primary APN35-00000087
Alternative APN
  • NATI M:00000035 P:00000087

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories3 Stories
Building Area2,644 sqft Living Area
1st Floor Area763 sqft
AtticAttic
Attic Area763 sqft
Basement Area457 sqft
Unfinished Basement457 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area18,317 sqft (0.421 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number35-00000087
Street Address5 CHARLES ST
CityNATICK
StateMA
Zip01760-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group2
Census Block2012
Census Tract382200

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5 CHARLES ST, NATICK, MA 01760-2807
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Quit Claim Deed, Transfer
Quitclaim
Dec 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NEWREZ LLC
Jun 15, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FIRST GUARANTY MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2020 · Amount on Record
Deed SaleJun 15, 2020 · Amount on Record
Prior SaleMay 31, 1990 · Amount on Record
Deed Document Number202092906
Deed Book / Page74889 / 290
Last Transfer DateMar 22, 2021
Transfer Doc77501-175
Record UpdatedJun 8, 2026

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateApr 13, 2021
Property Address5 CHARLES ST, NATICK, MA 01760-2807
Document Number77501-175
Book / Page77501 / 175
Instrument DateMar 22, 2021
Instrument83197
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 CHARLES ST, NATICK, MA 01760-2807

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address5 CHARLES ST, NATICK, MA 01760-2807
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76502-1
DateDec 22, 2020
Book Page76502/1
Instrument245169
Lender
NameNEWREZ LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateJun 15, 2020
Property Address5 CHARLES ST, NATICK, MA 01760-2807
Document Number74889-290
Book / Page74889 / 290
Instrument DateJun 1, 2020
Instrument92906
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 CHARLES ST, NATICK, MA 01760-2807

Mortgage

Document Number92907
DateJun 15, 2020
Instrument92907
Lender
NameFIRST GUARANTY MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,810.00 (+14.53%)$1,154,700 (+17.41%) Land $494,800 Building $659,900$1,162,230
2024$12,058.00 (+4.73%)$983,500 (+7.98%) Land $468,700 Building $514,800
2023$11,513.00$910,800 Land $435,700 Building $475,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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