8 Charles Pl, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 8 Charles Pl, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,580 sqft · built 1859
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$1,560,000 (Aug 2024)
Tax Bill	$17,037 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit May 2022 Mortgage + 1 more
APN	`04-00108-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`04-00108-0000-00005`
Alternative APNs	`040010800005` `40114007`

Interior

Stories	2 Stories
Building Area	2,580 sqft Living Area

Exterior

Year Built	Built 1859
Effective Year Built	Effective 1859
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	40114007
Street Address	8 CHARLES PL
City	CHATHAM
State	NJ
Zip	07928-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	DESIRABLE VILLA SITES/CHATHAM
Legal Block	108
Legal Lot Number	5
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2005
Census Tract	42800

Owner

8 Charles Pl is owned and occupied by two individuals who bought it in August 2024.

Source: Morris County and Chatham Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 CHARLES PL, CHATHAM, NJ 07928-1903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Aug 26, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024 · Amount on File
Deed Sale	Aug 20, 2024 · Amount on File
Prior Sale	Aug 26, 2020 · Amount on File
Deed Document Number	202432015
Deed Book / Page	24795 / 156
Prior Transfer Date	Oct 20, 2010
Prior Transfer Doc	0216680415
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	8 CHARLES PL, CHATHAM, NJ 07928-1903
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0246211228
Date	Jul 3, 2023
Book Page	24621/1228
Instrument	2023024178

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	8 CHARLES PL, CHATHAM, NJ 07928-1903
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0244191494
Date	May 31, 2022
Book Page	24419/1494
Instrument	2022037637

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	12.8%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Aug 26, 2020
Property Address	8 CHARLES PL, CHATHAM, NJ 07928-1903
Document Number	0238550999
Book / Page	023855 / 000999
Instrument Date	Aug 20, 2020
Instrument	57478
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$975.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CHARLES PL CHATHAM NJ 079281903, CHATHAM, NJ 07928-1903

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,052,300 (-) Land $646,500 Building $405,800	$1,052,300 (-) Land $646,500 Building $405,800
2025		$1,052,300 Land $646,500 Building $405,800	$1,052,300 Land $646,500 Building $405,800
2024	$17,037.00
2023		$1,052,300 Land $646,500 Building $405,800	$1,052,300 Land $646,500 Building $405,800
2022	$17,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8 Charles Pl; there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Charles Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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