2 Charles Pl, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 2 Charles Pl, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,750 sqft · built 1850
Lot Size	0.386 acres (16,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,255,000 (Aug 2005)
Tax Bill	$19,729 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2022 Mortgage + 1 more
APN	`04-00108-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`04-00108-0000-00003`
Alternative APNs	`040010800003` `40112007`

Interior

Stories	2 Stories
Building Area	2,750 sqft Living Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Construction Type	Frame
Lot Area	16,814 sqft (0.386 acres)
Lot Dimensions	177 ft deep x 95 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	40112007
Street Address	2 CHARLES PL
City	CHATHAM
State	NJ
Zip	07928-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	VILLA SITES
Legal Block	108
Legal Lot Number	3
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2005
Census Tract	42800

Owner

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 CHARLES PL, CHATHAM, NJ 07928-1945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit KINECTA FCU
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY NEIGHBOR BANK
Nov 3, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2005 · Amount on Record
Deed Sale	Aug 16, 2005 · Amount on Record
Prior Sale	Jul 14, 1998 · Amount on Record
Deed Book / Page	6405 / 297
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	2 CHARLES PL, CHATHAM, NJ 07928-1945
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0246490672
Date	Aug 31, 2023
Book Page	24649/672
Instrument	2023033145

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	2 CHARLES PL, CHATHAM, NJ 07928-1945
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0244371396
Date	Jun 27, 2022
Book Page	24437/1396
Instrument	2022043646

Lender

Name	COMMUNITY NEIGHBOR BANK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	2 CHARLES PL, CHATHAM, NJ 07928-1945
Document Number	0232431553
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CHARLES PL CHATHAM NJ 079281945, CHATHAM, NJ 07928-1945

Mortgage

Document Number	0232431553
Date	Nov 17, 2017
Book Page	023243/001553
Instrument	69430

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,218,600 (-) Land $664,600 Building $554,000	$1,218,600 (-) Land $664,600 Building $554,000
2025		$1,218,600 (-) Land $664,600 Building $554,000	$1,218,600 (-) Land $664,600 Building $554,000
2024	$19,729.00 (-7.69%)
2023		$1,218,600 Land $664,600 Building $554,000	$1,218,600 Land $664,600 Building $554,000
2022	$21,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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