Essex County and Lynn City property record for 8 Cedardale Rd, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 972 sqft · built 1955 |
| Lot Size | 0.127 acres (5,523 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Aug 2025) |
| Tax Bill | $6,310 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:077 L:060 S:041 |
| Primary APN | B:077 L:060 S:041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Gross Area | 2,297 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,523 sqft (0.127 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 8 CEDARDALE RD |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 60 |
| Legal Lot Number | 41 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 205400 |
8 Cedardale Rd is owned and occupied by two individuals who bought it in August 2025.
Source: Essex County and Lynn City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 CEDARDALE RD, LYNN, MA 01904-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 26, 2025 | Quit Claim Deed, Transfer · VA Mortgage PRIMELENDING |
| Jun 23, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 11, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 30, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on File |
| Deed Sale | Aug 26, 2025 · Amount on File |
| Prior Sale | Oct 30, 2019 · Amount on File |
| Deed Book / Page | 42912 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 8 CEDARDALE RD, LYNN, MA 01904-1322 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00041847-2 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | 41847/2 |
| Instrument | 20231107000310 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Aug 26, 2025 |
| Property Address | 8 CEDARDALE RD, LYNN, MA 01904-1322 |
| Document Number | 042912-188 |
| Book / Page | 42912 / 188 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 20250826003910 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8 CEDARDALE RD, LYNN, MA 01904-1322 |
| Document Number | 20250826003920 |
|---|---|
| Date | Aug 26, 2025 |
| Instrument | 20250826003920 |
| Name | PRIMELENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Jun 23, 2022 |
| Property Address | 8 CEDARDALE RD, LYNN, MA 01904-1322 |
| Document Number | 041020-431 |
| Book / Page | 41020 / 431 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 20220623002660 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 CEDARDALE RD, LYNN, MA 01904-1322 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 8 CEDARDALE RD, LYNN, MA 01904-1322 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36708-149 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 36708/149 |
| Instrument | 180511001110 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Oct 30, 2019 |
| Property Address | 8 CEDARDALE RD, LYNN, MA 01904-1322 |
| Document Number | 37984-404 |
| Book / Page | 037984 / 000404 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 1030004790 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,903.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8 CEDARDALE ST LYNN MA 01901, LYNN, MA 01901 |
| Document Number | 37984-408 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 037984/000408 |
| Instrument | 1030004810 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2049 |
The 2025 property tax bill for 8 Cedardale Rd was $6,310, up 7.6% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,310.00 (+7.61%) | $609,100 (+9.37%) Land $244,600 Building $364,500 | $574,845 |
| 2024 | $5,864.00 (+2.66%) | $556,900 (+8.71%) Land $226,200 Building $330,700 | |
| 2023 | $5,712.00 | $512,300 Land $218,600 Building $293,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Cedardale Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1996–2014) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Cedardale Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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