16 Cedardale Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 16 Cedardale Rd, Lynn, MA 01904

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 960 sqft · built 1955
Lot Size0.128 acres (5,576 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Aug 2018)
Tax Bill$6,150 (2025)
Deeds & MortgagesMar 2020 Refinance
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB:077 L:060 S:043

Property Details

APN / Parcel Number

Primary APNB:077 L:060 S:043
Alternative APN
  • LYNN M:077 B:060 L:043

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area2,264 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,576 sqft (0.128 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address16 CEDARDALE RD
CityLYNN
StateMA
Zip01904-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block60
Legal Lot Number43
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group2
Census Block2004
Census Tract205400

Owner

16 Cedardale Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address16 CEDARDALE RD, LYNN, MA 01904-1322
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SAINT JEANS CU
Aug 27, 2018Quit Claim Deed, Transfer · Conventional Mortgage
ST JEANS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2018 · Amount on File
Deed SaleAug 27, 2018 · Amount on File
Deed Book / Page36967 / 502
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address16 CEDARDALE RD, LYNN, MA 01904-1322
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38352-168
DateMar 20, 2020
Book Page38352/168
Instrument20200320003330
Lender
NameSAINT JEANS CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNN MA
Recording DateAug 27, 2018
Property Address16 CEDARDALE RD, LYNN, MA 01904-1322
Document Number36967-502
Book / Page036967 / 000502
Instrument DateAug 27, 2018
Instrument1808274810
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 CEDARDALE RD LYNN MA 019041322, LYNN, MA 01904-1322

Mortgage

Document Number36967-504
DateAug 27, 2018
Book Page036967/000504
Instrument1808274820
Lender
NameST JEANS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 16 Cedardale Rd was $6,150, up 8.1% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,150.00 (+8.12%)$593,600 (+9.89%) Land $245,000 Building $348,600$521,645
2024$5,688.00 (+2.49%)$540,200 (+8.52%) Land $226,500 Building $313,700
2023$5,550.00$497,800 Land $218,900 Building $278,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Cedardale Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1996–2014)
Claims Outside the SFHA2 of 9
Most Recent ClaimDec 2014 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cedardale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN WATER AND SEWER COMM
serves 101,253 people · EPA ID MA3163000
Water SourceSurface water
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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