Warren County property record for 8 Cedar St, Franklin, OH 45005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 650 sqft · built 1942 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,600 (Dec 2020) |
| Tax Bill | $1,478 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2020 Sale + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 02-04-210-018-0 |
| Primary APN | 02-04-210-018-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 650 sqft Living Area |
| Gross Area | 1,300 sqft |
| 1st Floor Area | 650 sqft |
| Attic | Attic |
| Attic Area | 650 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 50 ft deep x 100 ft wide |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 133 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2120518 |
|---|---|
| Street Address | 8 CEDAR ST |
| City | FRANKLIN |
| State | OH |
| Zip | 45005-3506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MACKINAW ADD. LOT 297 |
| Legal Range | 5 |
| Legal Township | 1 |
| Legal Section | 4 |
| Legal Subdivision | MACKINAW ADD. |
| Legal Block | 518 |
| Legal Lot Number | 297 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30200 |
Source: Warren County records · APN 02-04-210-018-0
Assessment roll updated February 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 CEDAR ST, FRANKLIN, OH 45005-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 01, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 19, 2019 | Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK |
| Nov 28, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2020 · Amount on Record |
| Deed Sale | Dec 01, 2020 · Amount on Record |
| Prior Sale | Feb 19, 2019 · Amount on Record |
| Deed Document Number | 202048412 |
| Prior Transfer Date | Oct 19, 2009 |
| Prior Transfer Doc | 0049750497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | May 05, 2022 |
| Property Address | 8 CEDAR ST, FRANKLIN, OH 45005-3506 |
| Document Number | 0000015374 |
| Map Reference | MB 1 PG 199 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022-015374 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 CEDAR ST, FRANKLIN, OH 45005-3506 |
| Document Number | 0000015375 |
|---|---|
| Date | May 05, 2022 |
| Instrument | 2022-015375 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Dec 01, 2020 |
| Property Address | 8 CEDAR ST, FRANKLIN, OH 45005-3506 |
| Document Number | 0000048412 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 48412 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $212.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8 CEDAR ST FRANKLIN OH 450053506, FRANKLIN, OH 45005-3506 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Feb 19, 2019 |
| Property Address | 8 CEDAR ST, FRANKLIN, OH 45005-3506 |
| Document Number | 0000004087 |
| Map Reference | MB 1 PG 199 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 2019-004087 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 CEDAR ST, FRANKLIN, OH 45005-3506 |
| Document Number | 0000004088 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 2019-004088 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Nov 28, 2017 |
| Property Address | 8 CEDAR ST, FRANKLIN, OH 45005-3506 |
| Document Number | 0000036429 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 36429 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 75 CAREY DR SPRINGBORO OH 450661229, SPRINGBORO, OH 45066-1229 |
Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Franklin Township |
| Municipality | Franklin City |
| Unified School District | Franklin City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,478.00 (+8.52%) | $26,070 (+27.48%) Land $4,780 Building $21,290 | $74,480 (+27.47%) Land $13,650 Building $60,830 |
| 2024 | $1,362.00 (+19.37%) | ||
| 2023 | $1,141.00 (+9.92%) Homeowner's exemption | $20,451 (-) Land $3,164 Building $17,287 | |
| 2022 | $1,038.00 Homeowner's exemption | $20,451 Land $3,164 Building $17,287 | $58,430 (-) Land $9,040 Building $49,390 |
| 2021 | $58,430 Land $9,040 Building $49,390 |
Source: FEMA National Flood Hazard Layer as of June 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 13 (1991–2018) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 242 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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