15 Cedar St, Franklin, OH 45005 Property Records

Warren County property record for 15 Cedar St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1981
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on Record
Last Sale	$40,000 (Oct 2006)
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`02-04-230-001-0`

Property Details

APN / Parcel Number

Primary APN	`02-04-230-001-0`
Alternative APNs	`0204230001` `204230001` `2130378`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,794 sqft
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Canopy	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2130378
Street Address	15 CEDAR ST
City	FRANKLIN
State	OH
Zip	45005-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACKINAW ADD. LOT 216
Legal Range	5
Legal Township	2
Legal Section	4
Legal Subdivision	MACKINAW ADD.
Legal Block	378
Legal Lot Number	216
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1012
Census Tract	30200

Owner

Source: Warren County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2172 CRANE AVE, CINCINNATI, OH 45207-1321
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2006 · Amount on Record
Deed Sale	Oct 2, 2006 · Amount on Record
Prior Sale	Apr 20, 1994
Deed Document Number	2006617652
Deed Book / Page	4303 / 170
Last Transfer Date	Dec 27, 2024
Transfer Doc	0000000053
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	15 CEDAR ST, FRANKLIN, OH 45005-3505
Document Number	0000031893
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CEDAR ST FRANKLIN OH 450053505, FRANKLIN, OH 45005-3505

Mortgage

Document Number	0000031893
Date	Nov 5, 2018
Instrument	31893

Lender

Name	DOUGLAS BALL
Address	4800 PAMELA SUE DR, KETTERING, OH 45429-5350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00 (-54.21%)	$32,690 (-) Land $7,120 Building $25,570	$93,400 (-) Land $20,350 Building $73,050
2024	$4,473.00 (+4.1%)	$32,690 (+28.28%) Land $7,123 Building $25,567	$93,400 (+28.28%) Land $20,350 Building $73,050
2023	$4,297.00 (-53.37%) Homeowner's exemption	$25,484 (-) Land $4,711 Building $20,773
2022	$9,216.00 Homeowner's exemption	$25,484 Land $4,711 Building $20,773	$72,810 (-) Land $13,460 Building $59,350
2021			$72,810 Land $13,460 Building $59,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	13 (1991–2018)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20