8 Cedar Ln, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 8 Cedar Ln, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,819 sqft · built 1938
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on Record
Last Sale	$2,280,000 (Aug 2023)
Tax Bill	$24,589 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`015-093-007`

Property Details

APN / Parcel Number

Primary APN	`015-093-007`
Alternative APN	`01509307`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,819 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8 CEDAR LN
City	SANTA BARBARA
State	CA
Zip	93108-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1
Legal Description	SB CITY MAP 5A LOT 6
Legal Subdivision	OUTSIDE PUEBLO LANDS
Legal Lot Number	6
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1009
Census Tract	700

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage WFG TITLE INSURANCE
Mar 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PLUS FINANCIAL
Dec 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PLUS FINANCIAL
Dec 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PLUS FINANCIAL
Sep 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PLUS FINANCIAL
Aug 2, 2023	Grant Deed, Transfer · Conventional Mortgage EQUITY PLUS FINANCIAL
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MONTECITO BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Aug 15, 2007 · Amount on Record
Deed Document Number	202322124
Prior Transfer Date	Dec 3, 2012
Prior Transfer Doc	0000084679
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 9, 2026
Property Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728
Document Number	0000011407
Instrument Date	Apr 3, 2026
Instrument	202611407
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011407,
Date	Apr 9, 2026
Instrument	202611407

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728

Mortgage

Document Number	0000008739
Date	Mar 25, 2024
Instrument	2024-0008739

Lender

Name	EQUITY PLUS FINANCIAL
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728
Transaction Type	Mortgage
Record Updated	Jan 4, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728

Mortgage

Document Number	0000037873
Date	Dec 21, 2023
Instrument	2023-0037873

Lender

Name	EQUITY PLUS FINANCIAL
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Jul 1, 2025

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728

Mortgage

Document Number	0000037045
Date	Dec 13, 2023
Instrument	2023-0037045

Lender

Name	EQUITY PLUS FINANCIAL
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Jul 1, 2025

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728

Mortgage

Document Number	0000025854
Date	Sep 5, 2023
Instrument	2023-0025854

Lender

Name	EQUITY PLUS FINANCIAL
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2024

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Aug 2, 2023
Property Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728
Document Number	0000022124
Instrument Date	Jun 7, 2023
Instrument	2023-0022124
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728

Mortgage

Document Number	0000022125
Date	Aug 2, 2023
Instrument	2023-0022125

Lender

Name	EQUITY PLUS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 1, 2024

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CEDAR LN, SANTA BARBARA, CA 93108-1728

Mortgage

Document Number	0000000606
Date	Jan 6, 2021
Instrument	2021-0000606

Lender

Name	MONTECITO BANK & TRUST
Type	Bank
Address	CAMARILLO, CA 93010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,372,112 (+2%) Land $1,222,470 Building $1,149,642
2025	$24,589.00 (+1.75%)	$2,325,600 (+34.75%) Land $1,198,500 Building $1,127,100
2024	$24,166.00 (+31.82%)
2023	$18,332.00 (+1.77%) Homeowner's exemption Additional exemption filed	$1,725,844 Land $1,136,257 Building $589,587
2022	$18,014.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	19 (1978–2018)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Frontier.

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