31 Cedar Ln, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 31 Cedar Ln, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,588 sqft · built 1948
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Last Sale	$3,200,000 (Aug 2026)
Tax Bill	$23,566 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-094-005`

Property Details

APN / Parcel Number

Primary APN	`015-094-005`
Alternative APN	`01509405`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,588 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Foundation Type	No Foundation
Roof Material	Wood Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	31 CEDAR LN
City	SANTA BARBARA
State	CA
Zip	93108-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1
Legal Description	SB CITY MAP 5B LOT 108
Legal Subdivision	OUTSIDE PUEBLO LAND
Legal Lot Number	108
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1014
Census Tract	700

Owner

Source: Santa Barbara County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	31 CEDAR LN, SANTA BARBARA, CA 93108-1727
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Grant Deed, Transfer CHICAGO TITLE COMPANY
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Aug 6, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	202627865
Prior Transfer Date	Dec 13, 2004
Prior Transfer Doc	0000132395
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Aug 14, 2026
Property Address	31 CEDAR LN, SANTA BARBARA, CA 93108-1727
Document Number	0000027865
Instrument Date	Aug 11, 2026
Instrument	202627865
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$355,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	31 CEDAR LN, SANTA BARBARA, CA 93108-1727

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	31 CEDAR LN, SANTA BARBARA, CA 93108-1727
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	PRIORITY TITLE-CAMARILLO, PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CEDAR LN, SANTA BARBARA, CA 93108-1727

Mortgage

Document Number	0000035064
Date	May 6, 2021
Instrument	2021-0035064

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	31 CEDAR LN, SANTA BARBARA, CA 93108-1727
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CEDAR LN, SANTA BARBARA, CA 93108-1727

Mortgage

Document Number	0000032789
Date	Jul 18, 2022
Instrument	2022-0032789

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Aug 6, 2021
Property Address	31 CEDAR LN, SANTA BARBARA, CA 93108-1727
Document Number	0000056788
Instrument Date	Jul 29, 2021
Instrument	2021-0056788
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CEDAR LN, SANTA BARBARA, CA 93108-1727

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,273,106 (+2%) Land $1,082,432 Building $1,190,674
2025	$23,566.00 (+3.58%) Homeowner's exemption	$2,228,536 (+4.04%) Land $1,061,208 Building $1,167,328
2023	$22,752.00 (+1.49%) Homeowner's exemption Additional exemption filed	$2,142,000 Land $1,020,000 Building $1,122,000
2022	$22,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	19 (1978–2018)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Frontier.

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