8 Castro Rd, Monterey, CA 93940 Property Records

Monterey County property record for 8 Castro Rd, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,018 sqft · built 1972
Lot Size	0.301 acres (13,125 sqft)
Owner	Company Name on Record
Last Sale	$695,000 (Jan 2015)
Tax Bill	$11,410 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-872-012-000`

Property Details

APN / Parcel Number

Primary APN	`001-872-012-000`
Alternative APN	`001-872-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,018 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	13,125 sqft (0.301 acres)
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-872-012
Street Address	8 CASTRO RD
City	MONTEREY
State	CA
Zip	93940-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MP DEL MONTE FAIRWAYS LOT 51 EXC POR TO STATE & EXC PORS DESC IN R18 PG 466 & PG 469 & 472 EXC SCENIC ESM IT TO CITY OF MTRY
Legal Subdivision	ASSRS MP DEL MONTE FAIRWAYS
Legal Lot Number	51
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2014
Census Tract	13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8 CASTRO RD, MONTEREY, CA 93940-4901
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 18, 2024	Intrafamily Transfer, Transfer · Line of Credit MONTEREY CU
Aug 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
May 2, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2015 · Amount on Record
Deed Sale	Jan 30, 2015 · Amount on Record
Deed Document Number	20154702
Last Transfer Date	Apr 11, 2024
Transfer Doc	0000013492
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 18, 2024
Property Address	8 CASTRO RD, MONTEREY, CA 93940-4901
Document Number	0000013492
Instrument Date	Apr 11, 2024
Instrument	2024013492
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	8 CASTRO RD, MONTEREY, CA 93940-4901

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 18, 2024
Property Address	8 CASTRO RD, MONTEREY, CA 93940-4901
Document Number	0000013490
Instrument Date	Apr 11, 2024
Instrument	2024013490
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8 CASTRO RD, MONTEREY, CA 93940-4901

Mortgage

Document Number	0000013491
Date	Apr 18, 2024
Instrument	2024013491

Lender

Name	MONTEREY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	8 CASTRO RD, MONTEREY, CA 93940-4901
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CASTRO RD, MONTEREY, CA 93940-4928

Mortgage

Document Number	0000034726
Date	Aug 18, 2022
Instrument	2022034726

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	8 CASTRO RD, MONTEREY, CA 93940-4901
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1384, MONTEREY, CA 93942-1384

Mortgage

Document Number	0000043190
Date	Jun 22, 2021
Instrument	2021043190

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	8 CASTRO RD, MONTEREY, CA 93940-4901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017338
Date	May 2, 2019
Instrument	2019017338

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	8 CASTRO RD, MONTEREY, CA 93940-4901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CASTRO RD, MONTEREY, CA 93940-4901

Mortgage

Document Number	0000051642
Date	Sep 29, 2020
Instrument	2020051642

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,011,160 (+2%) Land $490,351 Building $520,809
2025	$11,410.00 (+30.09%) Homeowner's exemption	$991,335 (+23.48%) Land $480,737 Building $510,598
2023	$8,771.00 (+1.4%) Homeowner's exemption	$802,842 Land $462,070 Building $340,772
2022	$8,650.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, GeoLinks, T-Mobile.

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