Monterey County property record for 31 Castro Rd, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,571 sqft · built 1972 |
| Lot Size | 0.653 acres (28,473 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,657 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2021 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-021-009-000 |
| Primary APN | 101-021-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 3,571 sqft Living Area |
| 1st Floor Area | 3,571 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 28,473 sqft (0.653 acres) |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 101-021-009 |
|---|---|
| Street Address | 31 CASTRO RD |
| City | MONTEREY |
| State | CA |
| Zip | 93940-4928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSRS MP D M FAIRWAYS LOT 31 |
| Legal Subdivision | ASSRS MP D |
| Legal Tract | 31 |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 13200 |
Source: Monterey County records · APN 101-021-009-000
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 CASTRO RD, MONTEREY, CA 93940-4928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 05, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 01, 2021 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Jun 01, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 29, 2021 | Intrafamily Transfer, Transfer AMROCK |
| Mar 29, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 31 CASTRO RD, MONTEREY, CA 93940-4928 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 31 CASTRO RD, DEL REY OAKS, CA 93940-4928 |
| Document Number | 0000050991 |
|---|---|
| Date | Dec 05, 2022 |
| Instrument | 2022050991 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 01, 2021 |
| Property Address | 31 CASTRO RD, MONTEREY, CA 93940-4928 |
| Document Number | 0000038601 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021038601 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 CASTRO RD, MONTEREY, CA 93940-4928 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 01, 2021 |
| Property Address | 31 CASTRO RD, MONTEREY, CA 93940-4928 |
| Document Number | 0000038602 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021038602 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 CASTRO RD, MONTEREY, CA 93940-4928 |
| Document Number | 0000038603 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 2021038603 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 26, 2021 |
| Property Address | 31 CASTRO RD, MONTEREY, CA 93940-4928 |
| Document Number | 0000037615 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021037615 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 CASTRO RD, MONTEREY, CA 93940-4928 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 29, 2021 |
| Property Address | 31 CASTRO RD, MONTEREY, CA 93940-4928 |
| Document Number | 0000022425 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2021022425 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 31 CASTRO RD, MONTEREY, CA 93940-4928 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 29, 2021 |
| Property Address | 31 CASTRO RD, MONTEREY, CA 93940-4928 |
| Document Number | 0000022423 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2021022423 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 CASTRO RD, MONTEREY, CA 93940-4928 |
| Document Number | 0000022424 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021022424 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 01, 2050 |
Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $331,856 (+2%) Land $65,796 Building $266,060 | |
| 2025 | $3,657.00 (+6.06%) Homeowner's exemption | $325,350 (+4.04%) Land $64,506 Building $260,844 |
| 2023 | $3,448.00 (+1.41%) Homeowner's exemption | $312,718 Land $62,002 Building $250,716 |
| 2022 | $3,400.00 |
Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 182 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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