8 Carnes St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 8 Carnes St, Lynn, MA 01905

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 6 ba · 4,806 sqft · built 1873
Lot Size	0.115 acres (4,996 sqft)
Owner	2 Trust Names on File
Last Sale	$2,000,000 (Dec 2021)
Tax Bill	$11,739 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:038 L:321 S:023`

Property Details

APN / Parcel Number

Primary APN	`B:038 L:321 S:023`
Alternative APN	`LYNN M:038 B:321 L:023`

Interior

Bedrooms	12 Beds
Full Baths	6 Baths
Total Rooms	24 Rooms
Units	6 Units
Stories	3 Stories
Building Area	4,806 sqft Living Area
Gross Area	6,448 sqft
Basement Area	1,602 sqft
Unfinished Basement	1,602 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,996 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8 CARNES ST
City	LYNN
State	MA
Zip	01905-1662
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R4
Legal Block	321
Legal Lot Number	23
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2006
Census Tract	205900

Owner

8 Carnes St, a residential property, is held in a trust since December 2021.

Source: Essex County and Lynn City records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	149 MAIN ST, PEABODY, MA 01960-5676
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage CLINTON SAVINGS BANK
Feb 16, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WILLIAM F WILLETT
Mar 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WILLIAM F WILLETT
Dec 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CHARLES J VALLIERE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Aug 7, 1992 · Amount on File
Deed Document Number	202120211230005800
Deed Book / Page	40624 / 252
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	8 CARNES ST, LYNN, MA 01905-1662
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043127-165
Date	Dec 15, 2025
Book Page	43127/165
Instrument	20251215000970

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	8 CARNES ST, LYNN, MA 01905-1662
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041441-372
Date	Feb 16, 2023
Book Page	41441/372
Instrument	20230216002660

Lender

Name	WILLIAM F WILLETT

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	8 CARNES ST, LYNN, MA 01905-1662
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040821-294
Date	Mar 28, 2022
Book Page	40821/294
Instrument	20220328004970

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	8 CARNES ST, LYNN, MA 01905-1662
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041769-330
Date	Sep 20, 2023
Book Page	41769/330
Instrument	20230920002230

Lender

Name	WILLIAM F WILLETT

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 30, 2021
Property Address	8 CARNES ST, LYNN, MA 01905-1662
Document Number	040624-252
Book / Page	40624 / 252
Instrument Date	Dec 30, 2021
Instrument	20211230005800
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 MAIN ST, PEABODY, MA 01960-5676

Mortgage

Document Number	211230005810
Date	Dec 30, 2021
Instrument	211230005810

Lender

Name	CHARLES J VALLIERE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8 Carnes St was $11,739, up 0.8% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,739.00 (+0.79%)	$1,133,100 (+2.44%) Land $195,600 Building $937,500
2024	$11,647.00 (+12.06%)	$1,106,100 (+18.65%) Land $183,700 Building $922,400
2023	$10,394.00	$932,200 Land $178,100 Building $754,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Carnes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Carnes St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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