16 Carnes St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 16 Carnes St, Lynn, MA 01905

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,511 sqft · built 1910
Lot Size	0.088 acres (3,816 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (May 2018)
Tax Bill	$9,774 (2025)
Deeds & Mortgages	Feb 2021 Refinance May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:038 L:321 S:021`

Property Details

APN / Parcel Number

Primary APN	`B:038 L:321 S:021`
Alternative APN	`LYNN M:038 B:321 L:021`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,511 sqft Living Area
Gross Area	5,391 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,816 sqft (0.088 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	16 CARNES ST
City	LYNN
State	MA
Zip	01905-1873
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Block	321
Legal Lot Number	21
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2006
Census Tract	205900

Owner

16 Carnes St, a triplex, is owned and occupied by an individual who bought it in May 2018.

Source: Essex County and Lynn City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	16 CARNES ST, LYNN, MA 01905-1873
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
May 1, 2018	Quit Claim Deed, Transfer · FHA Mortgage ROCKLAND TR
Jun 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2018 · Amount on File
Deed Sale	May 1, 2018 · Amount on File
Prior Sale	Mar 10, 2016 · Amount on File
Deed Book / Page	36686 / 217
Transfer Doc	036686-217
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	16 CARNES ST, LYNN, MA 01905-1873
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039530-277
Date	Feb 16, 2021
Book Page	39530/277
Instrument	20210216001560

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2046

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 1, 2018
Property Address	16 CARNES ST, LYNN, MA 01905-1873
Document Number	36686-217
Book / Page	036686 / 000217
Instrument Date	Apr 30, 2018
Instrument	1002630
Transaction Type	Transfer
Record Updated	May 23, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,599.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CARNES ST LYNN MA 019051643, LYNN, MA 01905-1643

Mortgage

Document Number	36686-219
Date	May 1, 2018
Book Page	036686/000219
Instrument	1002640

Lender

Name	ROCKLAND TR

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jun 30, 2017
Property Address	16 CARNES ST, LYNN, MA 01905-1873
Document Number	35985-3
Book / Page	035985 / 000003
Instrument Date	Jun 27, 2017
Instrument	1706300021
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 CARNES ST LYNN MA 019051643, LYNN, MA 01905-1643

Tax Assessment & Valuation

The 2025 property tax bill for 16 Carnes St was $9,774, up 0.6% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,774.00 (+0.57%)	$943,400 (+2.21%) Land $188,900 Building $754,500
2024	$9,719.00 (+4.21%)	$923,000 (+10.35%) Land $177,500 Building $745,500
2023	$9,326.00	$836,400 Land $172,000 Building $664,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Carnes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Carnes St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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