8 Cardinal Rd, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 8 Cardinal Rd, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,279 sqft · built 1958
Lot Size	0.261 acres (11,360 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jun 2008)
Tax Bill	$8,756 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`STON M:01 B:000 L:170`

Property Details

APN / Parcel Number

Primary APN	`STON M:01 B:000 L:170`
Alternative APN	`79`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,279 sqft Living Area
Gross Area	3,967 sqft
Basement Area	1,437 sqft
Unfinished Basement	1,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,360 sqft (0.261 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	79
Street Address	8 CARDINAL RD
City	STONEHAM
State	MA
Zip	02180-1384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SUBDIVISION LAND STONEHAM
Legal Lot Number	170
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1010
Census Tract	337101

Owner

8 Cardinal Rd is owned and occupied by two individuals who bought it in June 2008.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 CARDINAL RD, STONEHAM, MA 02180-1384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2008 · Amount on File
Deed Sale	Jun 10, 2008 · Amount on File
Deed Document Number	200895408
Deed Book / Page	51291 / 165
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	8 CARDINAL RD, STONEHAM, MA 02180-1384
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080690-360
Date	Sep 9, 2022
Book Page	80690/360
Instrument	137877

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2062

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	8 CARDINAL RD, STONEHAM, MA 02180-1384
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76149-543
Date	Nov 12, 2020
Book Page	76149/543
Instrument	211692

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 8 Cardinal Rd was $8,756, up 4.3% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,756.00 (+4.3%)	$870,400 (+6.07%) Land $420,300 Building $450,100	$822,605 (-)
2025	$8,395.00 (+16.82%)	$820,600 (+20.93%) Land $400,300 Building $420,300	$822,605 (+23.4%)
2024	$7,186.00 (+3.96%)	$678,600 (+8.98%) Land $370,300 Building $308,300	$666,615
2023	$6,912.00	$622,700 Land $340,300 Building $282,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Cardinal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Cardinal Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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