3 Cardinal Rd, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 3 Cardinal Rd, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1958
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Trust Names on File
Last Sale	$555,000 (Jun 2019)
Tax Bill	$7,463 (2026)
Deeds & Mortgages	Apr 2022 Transfer Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STON M:01 B:000 L:173`

Property Details

APN / Parcel Number

Primary APN	`STON M:01 B:000 L:173`
Alternative APN	`81`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,588 sqft
Basement Area	1,120 sqft
Unfinished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	81
Street Address	3 CARDINAL RD
City	STONEHAM
State	MA
Zip	02180-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	173
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1010
Census Tract	337101

Owner

3 Cardinal Rd is owner-occupied and held in a trust since March 2022.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3 CARDINAL RD, STONEHAM, MA 02180-1304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jun 21, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Deed Document Number	201985959
Deed Book / Page	72802 / 236
Last Transfer Date	Mar 31, 2022
Transfer Doc	079927-503
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Apr 4, 2022
Property Address	3 CARDINAL RD, STONEHAM, MA 02180-1304
Document Number	079927-503
Book / Page	79927 / 503
Instrument Date	Mar 31, 2022
Instrument	50488
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CARDINAL RD, STONEHAM, MA 02180-1304

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	3 CARDINAL RD, STONEHAM, MA 02180-1304
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76539-88
Date	Dec 28, 2020
Book Page	76539/88
Instrument	248747

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Jun 21, 2019
Property Address	3 CARDINAL RD, STONEHAM, MA 02180-1304
Document Number	72802-236
Book / Page	72802 / 236
Instrument Date	Jun 17, 2019
Instrument	85959
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CARDINAL RD, STONEHAM, MA 02180-1304

Mortgage

Document Number	85960
Date	Jun 21, 2019
Instrument	85960

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3 Cardinal Rd was $7,463, up 2.8% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,463.00 (+2.78%)	$741,800 (+4.51%) Land $420,000 Building $321,800	$801,610 (-)
2025	$7,261.00 (+3.57%)	$709,800 (+7.22%) Land $400,000 Building $309,800	$801,610 (+5.83%)
2024	$7,011.00 (+1.71%)	$662,000 (+6.6%) Land $370,000 Building $292,000	$757,435
2023	$6,893.00	$621,000 Land $340,000 Building $281,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Cardinal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Cardinal Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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