Monroe County property record for 8 Cactus Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,550 sqft · built 1996 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $331,986 (Sep 2023) |
| Tax Bill | $6,194 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Sep 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00153710-000000 |
| Primary APN | 00153710-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Covered |
| Garage Area | 961 sqft |
| Porch | Open Porch |
| Porch Area | 399 sqft |
| Patio Area | 1,170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1199192 |
|---|---|
| Street Address | 8 CACTUS DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 8 SIMILAR SOUND SECTION A PB3-126 BIG COPPITT KEY OR351-545 OR808-1435 OR969-931 OR1275-1968 OR1894-1281 OR2490-924 OR2703-357 OR2754-648 OR2771-1410 OR3195-1934 OR3241-1039 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | SIMILAR SOUND SEC A |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 971700 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 CACTUS DR, KEY WEST, FL 33040-5632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Sep 5, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on Record |
| Deed Sale | Sep 5, 2023 · Amount on Record |
| Prior Sale | Sep 30, 2022 · Amount on Record |
| Deed Document Number | 20232430882 |
| Deed Book / Page | 3241 / 1039 |
| Prior Transfer Date | Sep 1, 2023 |
| Prior Transfer Doc | 0032411039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 5, 2023 |
| Property Address | 8 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0032411039 |
| Book / Page | 3241 / 1039 |
| Map Reference | MB 3 PG 126 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2430882 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 30, 2022 |
| Property Address | 8 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0031951934 |
| Book / Page | 3195 / 1934 |
| Map Reference | MB 3 PG 126 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2392801 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0031951936 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 3195/1936 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,194.00 (-1.85%) Homeowner's exemption | $660,468 (-1.84%) Land $304,894 Building $355,574 | $660,468 (-1.84%) Land $304,894 Building $355,574 |
| 2024 | $6,311.00 (+3.95%) | ||
| 2023 | $6,071.00 (+46.5%) Homeowner's exemption | $672,849 (+51.19%) Land $276,488 Building $396,361 | $672,849 (+17.57%) Land $276,488 Building $396,361 |
| 2022 | $4,144.00 Homeowner's exemption | $445,031 | $572,309 Land $238,613 Building $333,696 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 203 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 296 (1980–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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