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7 Cactus Dr, Key West, FL 33040 Property Records

Monroe County property record for 7 Cactus Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,686 sqft · built 1976
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$85,000 (Feb 2002)
Tax Bill$2,533 (2024)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00153700-000000

Property Details

APN / Parcel Number

Primary APN00153700-000000
Alternative APNs
  • 22672600153700000000
  • 1199184

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,686 sqft Living Area
1st Floor Area1,686 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area185 sqft
Deck Area310 sqft
Patio Area310 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1199184
Street Address7 CACTUS DR
CityKEY WEST
StateFL
Zip33040-5632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLOT 7 SIMILAR SOUND SECTION A BIG COPPITT KEY PB3-126 OR501-131/37 OR772-1688 OR774-1075 OR868-2246/48F/J OR952-1467 OR1111-338/42F/J OR1119-1378 OR1757-2269
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionSIMILAR SOUND SEC A
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2002
Census Tract971700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 CACTUS DR, KEY WEST, FL 33040-5632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2002 · Amount on Record
Deed SaleFeb 4, 2002 · Amount on Record
Prior SaleAug 1, 1985 · Amount on Record
Deed Book / Page1757 / 2269
Transfer Doc1757002269
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address7 CACTUS DR, KEY WEST, FL 33040-5632
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CACTUS DR, KEY WEST, FL 33040-5632

Mortgage

Document Number0030622056
DateDec 16, 2020
Book Page3062/2056
Instrument2295174
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$251,887 (+5.99%)$584,129 (+8.86%) Land $307,913 Building $276,216
2024$2,533.00 (+6.03%)
2023$2,389.00 (+2.75%) Homeowner's exemption$237,660 (+3%)$536,606 (+6.23%) Land $279,225 Building $257,381
2022$2,325.00 Homeowner's exemption$230,738$505,154 Land $240,975 Building $264,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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