8 Blue Spruce Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 8 Blue Spruce Dr, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,674 sqft · built 1976
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Feb 2017)
Tax Bill	$15,646 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-00702-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`63-00702-0000-00003`
Alternative APNs	`630070200003` `104180`

Interior

Stories	2 Stories
Building Area	2,674 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	42,253 sqft (0.97 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	104180
Street Address	8 BLUE SPRUCE DR
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.970 AC
Legal Subdivision	H & C BUILDERS SUB
Legal Block	702
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2012
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 BLUE SPRUCE DR, UPPER SADDLE RIVER, NJ 07458-1802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 16, 2017	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2017 · Amount on Record
Deed Sale	Feb 16, 2017 · Amount on Record
Prior Sale	Jul 29, 2014 · Amount on Record
Deed Document Number	201715469
Deed Book / Page	2538 / 764
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	8 BLUE SPRUCE DR, UPPER SADDLE RIVER, NJ 07458-1802
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043690456
Date	Sep 10, 2021
Book Page	4369/456
Instrument	2021142991

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 16, 2017
Property Address	8 BLUE SPRUCE DR, UPPER SADDLE RIVER, NJ 07458-1802
Document Number	0025380764
Book / Page	02538 / 0764
Instrument Date	Feb 3, 2017
Instrument	17-015469
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	STEWART TITLE GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 BLUE SPRUCE DR, 8, UPPER SADDLE RIVER, NJ 07458-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 BLUE SPRUCE DR, UPPER SADDLE RIVER, NJ 07458-1802

Mortgage

Document Number	0025380769
Date	Feb 16, 2017
Book Page	02538/0769
Instrument	17-15469.01

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,100 (-) Land $315,000 Building $289,100	$604,100 (-) Land $315,000 Building $289,100
2025	$15,646.00 (+1.73%)	$604,100 (-) Land $315,000 Building $289,100	$604,100 (-) Land $315,000 Building $289,100
2024	$15,380.00 (+3.93%)
2023		$604,100 Land $315,000 Building $289,100	$604,100 Land $315,000 Building $289,100
2022	$14,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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