16 Blue Spruce Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 16 Blue Spruce Dr, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details3,315 sqft · built 1967
Lot Size0.97 acres (42,253 sqft)
OwnerIndividual Name on File
Last Sale$945,000 (Mar 2020)
Tax Bill$17,931 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN63-00702-0000-00005

Property Details

APN / Parcel Number

Primary APN63-00702-0000-00005
Alternative APNs
  • 630070200005
  • 104170

Interior

Stories2 Stories
Building Area3,315 sqft Living Area

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Construction TypeFrame
Lot Area42,253 sqft (0.97 acres)

Location & Zoning

Account Number104170
Street Address16 BLUE SPRUCE DR
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.970 AC
Legal SubdivisionH & C BUILDERS
Legal Block702
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group2
Census Block2012
Census Tract53202

Owner

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16 BLUE SPRUCE DR, UPPER SADDLE RIVER, NJ 07458-1802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 3, 2020 · Amount on Record
Deed SaleMar 3, 2020 · Amount on Record
Prior SaleJan 29, 2015 · Amount on Record
Deed Document Number202025138
Deed Book / Page3527 / 640
Prior Transfer DateAug 13, 1997
Prior Transfer Doc0000108033
Record UpdatedSep 20, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateMar 3, 2020
Property Address16 BLUE SPRUCE DR, UPPER SADDLE RIVER, NJ 07458-1802
Document Number0035270640
Book / Page003527 / 000640
Instrument DateJan 9, 2020
Instrument20025138
Transaction TypeTransfer
Record UpdatedApr 29, 2020
Title CompanyOMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 BLUE SPRUCE DR UPPER SADDLE RIVER NJ 074581802, UPPER SADDLE RIVER, NJ 07458-1802

Mortgage

Document Number35270646
DateMar 3, 2020
Book Page003527/000646
Instrument20025139
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 2, 2050

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$692,300 (-) Land $343,800 Building $348,500$692,300 (-) Land $343,800 Building $348,500
2025$17,931.00 (+1.74%)$692,300 (-) Land $343,800 Building $348,500$692,300 (-) Land $343,800 Building $348,500
2024$17,625.00 (+2.95%)
2023$692,300 Land $343,800 Building $348,500$692,300 Land $343,800 Building $348,500
2022$17,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Blue Spruce Dr

Nearby Streets

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