8 Bellows Ln, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 8 Bellows Ln, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	2,338 sqft · built 1890
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Dec 2013)
Tax Bill	$9,721 (2024)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00041-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`21-00041-0000-00027`
Alternative APN	`210004100027`

Interior

Stories	2 Stories
Building Area	2,338 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	8 BELLOWS LN
City	TOWACO
State	NJ
Zip	07082-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20A
Legal Block	41
Legal Lot Number	27
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	1
Census Block	1007
Census Tract	40801

Owner

Source: Morris County and Montville Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 BELLOWS LN, TOWACO, NJ 07082-1157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2013 · Amount on Record
Deed Sale	Dec 26, 2013 · Amount on Record
Deed Document Number	201397080
Deed Book / Page	22474 / 1322
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	8 BELLOWS LN, TOWACO, NJ 07082-1157
Document Number	0230621994
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 BELLOWS LN TOWACO NJ 070821157, TOWACO, NJ 07082-1157

Mortgage

Document Number	0230621994
Date	Jan 13, 2017
Book Page	023062/001994
Instrument	3156

Lender

Name	COLDWELL BANKER HM LNS
Type	Funding / Finance Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 12, 2037

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,400 (+31.36%) Land $140,000 Building $338,400	$478,400 (+31.36%) Land $140,000 Building $338,400
2025		$364,200 (-) Land $140,000 Building $224,200	$364,200 (-) Land $140,000 Building $224,200
2024	$9,721.00 (+3.9%)
2023		$364,200 Land $140,000 Building $224,200	$364,200 Land $140,000 Building $224,200
2022	$9,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20