4 Bellows Ln, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 4 Bellows Ln, Towaco, NJ 07082

Property Summary

Property TypeSingle Family Home
Details2,729 sqft · built 2017
Lot Size0.645 acres (28,096 sqft)
Owner2 Individual Names on File
Last Sale$1,187,000 (Mar 2026)
Tax Bill$16,081 (2024)
Deeds & MortgagesMar 2021 Mortgage
Mar 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-00041-0000-00032-2

Property Details

APN / Parcel Number

Primary APN21-00041-0000-00032-2

Interior

Building Area2,729 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area28,096 sqft (0.645 acres)

Location & Zoning

Street Address4 BELLOWS LN
CityTOWACO
StateNJ
Zip07082-1104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4A
Legal Block41
Legal Lot Number32.2
JurisdictionMORRIS NJ
Township / Civil DivisionMONTVILLE
Census Block Group1
Census Block1007
Census Tract40801

Owner

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 BELLOWS LN, TOWACO, NJ 07082-1104
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Mar 11, 2026Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
May 10, 2017Deed with Mortgage, Subdivision Related Transfer · Conventional Mortgage
CAPITAL ONE NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2026 · Amount on Record
Deed SaleMar 11, 2026 · Amount on Record
Prior SaleMay 10, 2017 · Amount on Record
Deed Document Number202610293
Deed Book / Page25072 / 365
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address4 BELLOWS LN, TOWACO, NJ 07082-1104
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0240500682
DateMar 5, 2021
Book Page24050/682
Instrument2021021280
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueFeb 1, 2041

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateMar 11, 2026
Property Address4 BELLOWS LN, TOWACO, NJ 07082-1104
Document Number0250720365
Book / Page25072 / 365
Instrument DateFeb 26, 2026
Instrument2026010293
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$23,707.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10101 CHESTNUT RIDGE RD, AUSTIN, TX 78726-1480

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 BELLOWS LN, TOWACO, NJ 07082-1104

Mortgage

Document Number2026010294
DateMar 11, 2026
Instrument2026010294
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address4 BELLOWS LN, TOWACO, NJ 07082-1104
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240500682
DateMar 5, 2021
Book Page24050/682
Instrument2021021280
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueFeb 1, 2041

May 2017: Deed with Mortgage, Subdivision Related Transfer

Document TypeDeed with Mortgage
JurisdictionMORRIS NJ
Recording DateMay 10, 2017
Property Address4 BELLOWS LN, TOWACO, NJ 07082-1104
Document Number0231191972
Book / Page023119 / 001972
Instrument DateApr 28, 2017
Instrument26318
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$715.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 BELLOWS LN TOWACO NJ 070821104, TOWACO, NJ 07082-1104

Mortgage

Document Number231191978
DateMay 10, 2017
Book Page023119/001978
Instrument26318
Lender
NameCAPITAL ONE NA
TypeBank
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 9, 2047

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionMontville Township
Unified School DistrictMontville Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$602,500 (-) Land $162,300 Building $440,200$602,500 (-) Land $162,300 Building $440,200
2025$602,500 (-) Land $162,300 Building $440,200$602,500 (-) Land $162,300 Building $440,200
2024$16,081.00 (+3.9%)
2023$602,500 Land $162,300 Building $440,200$602,500 Land $162,300 Building $440,200
2022$15,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1984)
Most Recent ClaimMay 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTVILLE TWP MUA
serves 22,000 people · EPA ID NJ1421003
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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