8 Bay Ave, Osprey, FL 34229 Property Records

Sarasota County property record for 8 Bay Ave, Osprey, FL 34229

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 2,577 sqft · built 2000
Lot Size0.315 acres (13,735 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Oct 2006)
Tax Bill$4,978 (2025)
Deeds & MortgagesJul 2023 Transfer
Sep 2018 Loan Modification
+ 1 more
APN0147-10-0011

Property Details

APN / Parcel Number

Primary APN0147-10-0011

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area2,577 sqft Living Area
1st Floor Area2,577 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,735 sqft (0.315 acres)
Garage TypeAttached
Garage Area195 sqft

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Patio Area132 sqft
Shed1 Shed
Shed Area420 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address8 BAY AVE
CityOSPREY
StateFL
Zip34229-9516
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRMF1
Legal DescriptionLOT 9 BLK 3 LESS STATE RD R/W BAY ACRES RESUB
Legal Range18E
Legal Township38S
Legal Section10
Legal SubdivisionBAY ACRES - RESUB
Legal Tract1065
Legal Block3
Legal Lot Number9
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3021
Census Tract2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address8 BAY AVE, OSPREY, FL 34229-9516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Intrafamily Transfer, Transfer
Sep 14, 2018Loan Modification, Mortgage · Conventional with PMI
MR COOPER
Feb 28, 2017Loan Modification, Mortgage
NATIONSTAR MTG

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleOct 19, 2006 · Amount on Record
Deed SaleOct 19, 2006 · Amount on Record
Prior SaleOct 19, 2006 · Amount on Record
Deed Document Number0000185434
Last Transfer DateJul 12, 2023
Transfer Doc0000110256
Record UpdatedJun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSARASOTA FL
Recording DateJul 12, 2023
Property Address8 BAY AVE, OSPREY, FL 34229-9516
Document Number0000110256
Map ReferenceMB 7 PG 16&16A
Instrument DateJul 6, 2023
Instrument2023110256
Transaction TypeTransfer
Record UpdatedFeb 5, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 245, HARRISON, NY 10528-0245

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 245, HARRISON, NY 10528-0245

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSARASOTA FL
Property Address8 BAY AVE, OSPREY, FL 34229-9516
Document Number0000135218
Instrument DateSep 14, 2018
Transaction TypeMortgage
Record UpdatedOct 24, 2018
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address8-10 BAY AVE OSPREY FL 342299516, OSPREY, FL 34229-9516

Mortgage

Document Number0000135218
DateOct 12, 2018
Instrument135218
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term480 Months
DueOct 11, 2058
Interest
Rate3.5%

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSARASOTA FL
Property Address8 BAY AVE, OSPREY, FL 34229-9516
Document Number0000044524
Instrument DateFeb 28, 2017
Transaction TypeMortgage
Record UpdatedMay 3, 2017
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 BAY AVE OSPREY FL 342299516, OSPREY, FL 34229-9516

Mortgage

Document Number0000044524
DateApr 11, 2017
Instrument44524
Lender
NameNATIONSTAR MTG
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term480 Months
DueApr 10, 2057
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,978.00 (-30.92%) Homeowner's exemption$470,900 (-14.13%) Land $129,500 Building $341,400$470,900 (-14.13%) Land $129,500 Building $341,400
2023$7,206.00 (+63.4%)$548,400 (+59.79%) Land $111,400 Building $437,000$548,400 (+12.01%) Land $111,400 Building $437,000
2022$4,410.00 Homeowner's exemption$343,196$489,600 Land $83,100 Building $406,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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