17 Bay Ave, Osprey, FL 34229 Property Records

Sarasota County property record for 17 Bay Ave, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,324 sqft · built 1952
Lot Size	0.264 acres (11,509 sqft)
Owner	2 Owner Names on File
Last Sale	$92,500 (Oct 2009)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
APN	`0147-15-0019`

Property Details

APN / Parcel Number

Primary APN	`0147-15-0019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,509 sqft (0.264 acres)
Lot Dimensions	100 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	352 sqft
Porch	Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	17 BAY AVE
City	OSPREY
State	FL
Zip	34229-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF1
Legal Description	LOT 1 BLK 5 BAY ACRES RESUB
Legal Range	18E
Legal Township	38S
Legal Section	10
Legal Subdivision	BAY ACRES - RESUB
Legal Tract	1065
Legal Block	5
Legal Lot Number	1
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	3
Census Block	3015
Census Tract	2102

Owner

The current owner of 17 Bay Ave bought it in October 2009.

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	17 BAY AVE, OSPREY, FL 34229-9527
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2009 · Amount on File
Deed Sale	Oct 16, 2009 · Amount on File
Prior Sale	Oct 16, 2009 · Amount on File
Deed Document Number	2009127777
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	17 BAY AVE, OSPREY, FL 34229-9527
Document Number	0000097284
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 001 CANOUAN IS, ST VINCENT

Mortgage

Document Number	0000097284
Date	Jul 18, 2019
Instrument	97284

Lender

Name	CARLEVATO LLC
Address	PO BOX 35111, SARASOTA, FL 34242-5111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 17, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 17 Bay Ave was $3,216.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,216.00	$310,200 Land $154,200 Building $156,000	$310,200 Land $154,200 Building $156,000
2023	$3,741.00 (+9.32%)	$349,900 (+10.9%) Land $148,000 Building $201,900	$349,900 (+10.9%) Land $148,000 Building $201,900
2022	$3,422.00	$315,500 Land $118,400 Building $197,100	$315,500 Land $118,400 Building $197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 17 Bay Ave; there have been 12 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on File median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	506 units insured incl. 332 condo units
Nearby Flood Claims	12 (2017–2024)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Bay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20