8 Adams Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 8 Adams Dr, Stow, MA 01775 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,156 sqft · built 1995
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$260,630 (Apr 1996)
Tax Bill	$13,349 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-7 003-1A`

Property Details

APN / Parcel Number

Primary APN	`R-7 003-1A`
Alternative APNs	`STOW M:000R-7 P:003-1A` `M:000R=7 P:003 =1A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
Gross Area	4,332 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-7 003-1A
Street Address	8 ADAMS DR
City	STOW
State	MA
Zip	01775-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3011
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records · APN R-7 003-1A

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 ADAMS DR, STOW, MA 01775-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 01, 2026	Deed of Trust, Mortgage · Line of Credit STATE MARY'S CREDIT UNION
Jan 04, 2024	Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 1996 · Amount on Record
Deed Sale	Apr 16, 1996 · Amount on Record
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Recording Date	May 01, 2026
Property Address	8 ADAMS DR, STOW, MA 01775-1011
Document Number	085541-332
Book / Page	85541 / 332
Instrument Date	Apr 27, 2026
Instrument	202649267
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ADAMS DR, STOW, MA 01775-1011
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049267,
Date	May 01, 2026
Book Page	85541/332
Instrument	202649267

Lender

Name	STATE MARY'S CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	8 ADAMS DR, STOW, MA 01775-1011
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	082369-375
Date	Jan 04, 2024
Book Page	82369/375
Instrument	202400000900

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	8 ADAMS DR, STOW, MA 01775-1011
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084665-113
Date	Sep 29, 2025
Book Page	84665/113
Instrument	117329

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,349.00 (-0.94%)	$766,300 (-3.5%) Land $368,300 Building $398,000	$784,035
2024	$13,476.00 (+4.75%)	$794,100 (+11.91%) Land $405,000 Building $389,100
2023	$12,865.00	$709,600 Land $362,000 Building $347,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173231023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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