39 Adams Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 39 Adams Dr, Stow, MA 01775 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,949 sqft · built 1972
Lot Size	0.967 acres (42,123 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Jul 2023)
Tax Bill	$13,863 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-7 000005`

Property Details

APN / Parcel Number

Primary APN	`R-7 000005`
Alternative APNs	`STOW M:000R-7 P:005` `M:000R=7 P:005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,949 sqft Living Area
Gross Area	5,140 sqft
1st Floor Area	1,961 sqft
Basement Area	1,961 sqft
Unfinished Basement	1,961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1979
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,123 sqft (0.967 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-7 000005
Street Address	39 ADAMS DR
City	STOW
State	MA
Zip	01775-1088
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3002
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records · APN R-7 000005

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39 ADAMS DR, STOW, MA 01775-1088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Jul 14, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Sep 08, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Sep 08, 2017 · Amount on Record
Deed Book / Page	81774 / 432
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	39 ADAMS DR, STOW, MA 01775-1088
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077287-182
Date	Mar 22, 2021
Book Page	77287/182
Instrument	62834

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jul 14, 2023
Property Address	39 ADAMS DR, STOW, MA 01775-1088
Document Number	081774-432
Book / Page	81774 / 432
Instrument Date	Jul 14, 2023
Instrument	77938
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 ADAMS DR, STOW, MA 01775-1088

Mortgage

Document Number	0000077939
Date	Jul 14, 2023
Instrument	77939

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Sep 08, 2017
Property Address	39 ADAMS DR, STOW, MA 01775-1088
Document Number	69901-321
Book / Page	069901 / 000321
Instrument Date	Aug 18, 2017
Instrument	145579
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,074.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 ADAMS DR STOW MA 017751088, STOW, MA 01775-1088

Mortgage

Document Number	69901-324
Date	Sep 08, 2017
Book Page	069901/000324
Instrument	145580

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 07, 2047

Tax Assessment & Valuation

Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,863.00 (-2.15%)	$795,800 (-4.67%) Land $339,200 Building $456,600	$862,030
2024	$14,167.00 (+10.46%)	$834,800 (+18.01%) Land $372,900 Building $461,900
2023	$12,825.00	$707,400 Land $330,900 Building $376,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173231023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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