7N780 Columbine E, Saint Charles, IL 60175 Property Records

Kane County property record for 7N780 Columbine E, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,888 sqft · built 2001
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Oct 2016)
Tax Bill	$21,481 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-104-001`

Property Details

APN / Parcel Number

Primary APN	`09-06-104-001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,888 sqft Living Area
Basement Area	1,594 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	55,757 sqft
Garage Type	Attached
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7N780 COLUMBINE E
City	SAINT CHARLES
State	IL
Zip	60175-6632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123 IN UNIT NO 7, THREE LAKES ST CHARLES & ELGIN TOWNSHIPS, KANE COUNTY, ILLINOIS
Legal Subdivision	THREE LAKES
Legal Block	2
Legal Lot Number	123
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2001
Census Tract	852101

Owner

7N780 Columbine E is owned and occupied by two individuals who bought it in October 2016.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7N780 COLUMBINE E, SAINT CHARLES, IL 60175-6632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 8, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jan 7, 2020	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2016 · Amount on File
Deed Sale	Oct 3, 2016 · Amount on File
Prior Sale	May 10, 2006 · Amount on File
Deed Document Number	201653095
Prior Transfer Date	Sep 27, 2016
Prior Transfer Doc	0000053095
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7N780 COLUMBINE E, ST CHARLES, IL 60175-6632
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079896
Date	Oct 22, 2021
Instrument	2021K079896

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7N780 COLUMBINE E, ST CHARLES, IL 60175-6632
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7N780 COLUMBINE E, SAINT CHARLES, IL 60175-6632

Mortgage

Document Number	0000028041
Date	Aug 8, 2024
Instrument	2024K028041

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2054

Interest

Rate Type	Adjustable Rate
Rate	9.75%
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7N780 COLUMBINE E, ST CHARLES, IL 60175-6632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000984
Date	Jan 7, 2020
Instrument	2020K000984

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	239 Months
Due	Dec 20, 2039

Interest

Rate	5.39%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7N780 COLUMBINE E, ST CHARLES, IL 60175-6632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036758
Date	Jul 9, 2020
Instrument	2020K036758

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 7N780 Columbine E was $21,481 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,481.00 Homeowner's exemption	$320,275 (+8.53%) Land $51,029 Building $269,246	$961,209 (+8.53%) Land $153,148 Building $808,061
2024		$295,102 Land $47,018 Building $248,084	$885,660 Land $141,110 Building $744,550
2022	$18,649.00 (+4.55%) Homeowner's exemption	$260,977 (+4.91%) Land $44,274 Building $216,703	$782,931 (+4.91%) Land $132,822 Building $650,109
2021	$17,837.00 Homeowner's exemption	$248,763 Land $42,202 Building $206,561	$746,289 Land $126,606 Building $619,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7N780 Columbine E in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1996–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7N780 Columbine E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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