7N851 Columbine E, Saint Charles, IL 60175 Property Records

Kane County property record for 7N851 Columbine E, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,098 sqft · built 2000
Lot Size	0.969 acres (42,216 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jul 2022)
Tax Bill	$15,999 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-202-003`

Property Details

APN / Parcel Number

Primary APN	`09-06-202-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,098 sqft Living Area
Basement Area	1,325 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,216 sqft (0.969 acres)
Garage Type	Attached
Garage Area	709 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7N851 COLUMBINE E
City	SAINT CHARLES
State	IL
Zip	60175-6631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103, UNIT 7, THREE LAKES
Legal Subdivision	THREE LAKES
Legal Block	2
Legal Lot Number	103
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2034
Census Tract	852101

Owner

7N851 Columbine E is owned and occupied by two individuals who bought it in July 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7N851 COLUMBINE E, SAINT CHARLES, IL 60175-6631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR CU
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage NUMARK CU
Jul 25, 2022	Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Aug 23, 2011 · Amount on File
Deed Document Number	202237685
Prior Transfer Date	Dec 1, 2005
Prior Transfer Doc	0000150549
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7N851 COLUMBINE E, ST CHARLES, IL 60175-6631
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075184
Date	Dec 4, 2020
Instrument	2020K075184

Lender

Name	NORTHSTAR CU
Type	Credit Union
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7N851 COLUMBINE E, ST CHARLES, IL 60175-6631
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043745
Date	Jun 8, 2021
Instrument	2021K043745

Lender

Name	NUMARK CU
Type	Credit Union
Address	PLAINFIELD, IL 60585

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 25, 2022
Property Address	7N851 COLUMBINE E, ST CHARLES, IL 60175-6631
Document Number	0000037685
Instrument Date	Jul 6, 2022
Instrument	2022K037685
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7N851 COLUMBINE E, 7N851, SAINT CHARLES, IL 60175-6631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 CHARON PT, SPRING BRANCH, TX 78070-5242

Mortgage

Document Number	0000037687
Date	Jul 25, 2022
Instrument	2022K037687

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

The 2025 property tax bill for 7N851 Columbine E was $15,999 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,999.00 Homeowner's exemption	$234,627 (+8.53%) Land $50,521 Building $184,106	$704,163 (+8.53%) Land $151,624 Building $552,539
2024		$216,186 Land $46,550 Building $169,636	$648,818 Land $139,706 Building $509,112
2022	$14,614.00 (+4.04%) Homeowner's exemption	$186,211 (+4.91%) Land $43,809 Building $142,402	$558,633 (+4.91%) Land $131,427 Building $427,206
2021	$14,047.00 Homeowner's exemption	$177,496 Land $41,759 Building $135,737	$532,488 Land $125,277 Building $407,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7N851 Columbine E in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1996–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7N851 Columbine E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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