Kane County property record for 7N235 Windsor Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,763 sqft · built 2003 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,325,000 (Oct 2025) |
| Tax Bill | $22,966 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-04-303-016 |
| Primary APN | 09-04-303-016 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,763 sqft Living Area |
| Basement Area | 1,749 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 55,757 sqft |
| Garage Type | Attached |
| Garage Area | 1,079 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1,056 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7N235 WINDSOR DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 116 OF UNIT NO 4 SILVER GLEN ESTATES |
| Legal Subdivision | SILVER GLEN ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 116 |
| Legal Unit | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 852103 |
7N235 Windsor Dr is owned by two individuals who bought it in October 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2619 TWIN HILLS CT, UNION, KY 41091-9274 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Oct 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 1, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK |
| Jan 14, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on File |
| Deed Sale | Oct 15, 2025 · Amount on File |
| Prior Sale | Jul 30, 2003 · Amount on File |
| Deed Document Number | 202540506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 7N235 WINDSOR DR, ST CHARLES, IL 60175-6327 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | FSBO TITLE COMPANY, FOX TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000069718 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021K069718 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 15, 2025 |
| Property Address | 7N235 WINDSOR DR, ST CHARLES, IL 60175-6327 |
| Document Number | 0000040506 |
| Map Reference | DOC 200K019359 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025K040506 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7N235 WINDSOR DR, SAINT CHARLES, IL 60175-6327 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2619 TWIN HIUS CT, UNION, KY 41091 |
| Document Number | 0000040507 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025K040507 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 7N235 WINDSOR DR, ST CHARLES, IL 60175-6327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN LAND TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000009520 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 2018K009520 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 7N235 WINDSOR DR, ST CHARLES, IL 60175-6327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001773 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 2019K001773 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 7N235 Windsor Dr was $22,966, up 14.6% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,966.00 (+14.64%) Homeowner's exemption | $351,991 (+20.97%) Land $60,624 Building $291,367 | $1,056,396 (+20.97%) Land $181,945 Building $874,451 |
| 2024 | $20,033.00 Homeowner's exemption | $290,980 Land $55,859 Building $235,121 | $873,289 Land $167,644 Building $705,645 |
| 2022 | $18,709.00 (+5.96%) Homeowner's exemption | $250,594 (+4.91%) Land $52,571 Building $198,023 | $751,782 (+4.91%) Land $157,713 Building $594,069 |
| 2021 | $17,657.00 Homeowner's exemption | $238,866 Land $50,111 Building $188,755 | $716,598 Land $150,333 Building $566,265 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7N235 Windsor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7N235 Windsor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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