7N225 Windsor Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 7N225 Windsor Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,685 sqft · built 2001
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Oct 2020)
Tax Bill	$20,625 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-04-330-012`

Property Details

APN / Parcel Number

Primary APN	`09-04-330-012`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,685 sqft Living Area
Basement Area	1,893 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood
Lot Area	55,757 sqft
Garage Type	Attached
Garage Area	937 sqft
Parking Spaces	4 Parking Spaces
Pool Area	532 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Street Address	7N225 WINDSOR DR
City	SAINT CHARLES
State	IL
Zip	60175-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER GLEN ESTATES UNIT NO 4 LOT 92
Legal Subdivision	SILVER GLEN ESTATES
Legal Block	5
Legal Lot Number	92
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5013
Census Tract	852103

Owner

7N225 Windsor Dr is owned and occupied by two individuals who acquired it in November 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7N225 WINDSOR DR, SAINT CHARLES, IL 60175-6327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Aug 3, 2015 · Amount on File
Deed Document Number	202065275
Last Transfer Date	Nov 6, 2024
Transfer Doc	0000041641
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 29, 2020
Property Address	7N225 WINDSOR DR, ST CHARLES, IL 60175-6327
Document Number	0000065275
Map Reference	DOC 2000K019359
Instrument Date	Aug 24, 2020
Instrument	2020K065275
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7N255 WINDSOR DR, SAINT CHARLES, IL 60175-6327

Mortgage

Document Number	0000065276
Date	Oct 29, 2020
Instrument	2020K065276

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 7N225 Windsor Dr was $20,625.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,625.00	$316,933 (+8.53%) Land $60,624 Building $256,309	$951,179 (+8.53%) Land $181,945 Building $769,235
2024		$292,023 Land $55,859 Building $236,164	$876,420 Land $167,644 Building $708,776
2022	$18,837.00 (+5.96%) Homeowner's exemption	$252,272 (+4.91%) Land $52,571 Building $199,701	$756,816 (+4.91%) Land $157,713 Building $599,103
2021	$17,778.00 Homeowner's exemption	$240,466 Land $50,111 Building $190,355	$721,398 Land $150,333 Building $571,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7N225 Windsor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7N225 Windsor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20