7B Howlett St, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 7B Howlett St, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,053 sqft · built 1992
Lot Size	3.11 acres (135,472 sqft)
Owner	2 Trust Names on File
Last Sale	$1,100,000 (Jun 2022)
Tax Bill	$15,816 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0033 B:0030 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0033 B:0030 L`
Alternative APN	`1582`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,053 sqft Living Area
Gross Area	5,448 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,472 sqft (3.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1582
Street Address	7B HOWLETT ST
City	TOPSFIELD
State	MA
Zip	01983-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Block	30
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	3
Census Block	3030
Census Tract	214100

Owner

7B Howlett St is held in a trust since May 2023.

Source: Essex County and Topsfield Town records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7 HOWLETT ST, B, TOPSFIELD, MA 01983-1409
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK
May 26, 2023	Quit Claim Deed, Transfer Quitclaim
May 26, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jun 21, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	Dec 10, 1993 · Amount on File
Deed Document Number	2022637166
Last Transfer Date	May 25, 2023
Transfer Doc	0000644475
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	7B HOWLETT ST, TOPSFIELD, MA 01983-1409
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000648680
Date	Dec 18, 2023
Instrument	648680

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2043

Interest

Rate Type	Adjustable Rate

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	May 26, 2023
Property Address	7B HOWLETT ST, TOPSFIELD, MA 01983-1409
Document Number	0000644475
Instrument Date	May 25, 2023
Instrument	644475
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 HOWLETT ST # B, B, TOPSFIELD, MA 01983-1409

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	May 26, 2023
Property Address	7B HOWLETT ST, TOPSFIELD, MA 01983-1409
Document Number	0000644488
Instrument Date	May 25, 2023
Instrument	644488
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HOWLETT ST # B, B, TOPSFIELD, MA 01983-1409

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	7B HOWLETT ST, TOPSFIELD, MA 01983-1409
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000616570
Date	Sep 23, 2020
Instrument	616570

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jun 21, 2022
Property Address	7B HOWLETT ST, TOPSFIELD, MA 01983-1409
Document Number	0000637166
Instrument Date	Jun 21, 2022
Instrument	637166
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HOWLETT ST # B, B, TOPSFIELD, MA 01983-1409

Mortgage

Document Number	0000637167
Date	Jun 21, 2022
Instrument	637167

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7B Howlett St was $15,816, up 3.2% from the year before.

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,816.00 (+3.2%)	$1,055,100 (+1.13%) Land $400,900 Building $654,200
2024	$15,326.00 (+19.14%)	$1,043,300 (+23.28%) Land $389,100 Building $654,200
2023	$12,864.00	$846,300 Land $364,800 Building $481,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7B Howlett St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7B Howlett St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howlett St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures