Essex County and Topsfield Town property record for 5 Howlett St, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,898 sqft · built 1958 |
| Lot Size | 0.679 acres (29,582 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $780,000 (Feb 2022) |
| Tax Bill | $10,755 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0033 B:0034 L |
| Primary APN | TOPS M:0033 B:0034 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,898 sqft Living Area |
| Gross Area | 5,762 sqft |
| Basement Area | 1,688 sqft |
| Unfinished Basement | 1,688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,582 sqft (0.679 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1589 |
|---|---|
| Street Address | 5 HOWLETT ST |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Block | 34 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 214100 |
5 Howlett St is owned and occupied by two individuals who bought it in February 2022.
Source: Essex County and Topsfield Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 HOWLETT ST, TOPSFIELD, MA 01983-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2022 · Amount on File |
| Deed Sale | Feb 11, 2022 · Amount on File |
| Prior Sale | Sep 17, 2015 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Feb 11, 2022 |
| Property Address | 5 HOWLETT ST, TOPSFIELD, MA 01983-1409 |
| Document Number | 0000633796 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 633796 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 HOWLETT ST, TOPSFIELD, MA 01983-1409 |
| Document Number | 0000633797 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 633797 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 5 HOWLETT ST, TOPSFIELD, MA 01983-1409 |
| Document Number | 0000614064 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 HOWLETT ST TOPSFIELD MA 019831409, TOPSFIELD, MA 01983-1409 |
| Document Number | 0000614064 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 614064 |
| Name | ROSS MTG CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2050 |
The 2025 property tax bill for 5 Howlett St was $10,755, up 3.7% from the year before.
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,755.00 (+3.67%) | $717,500 (+1.6%) Land $370,500 Building $347,000 | $918,270 |
| 2024 | $10,374.00 (+14.53%) | $706,200 (+18.51%) Land $359,200 Building $347,000 | |
| 2023 | $9,058.00 | $595,900 Land $340,300 Building $255,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Howlett St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1978–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Dec 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Howlett St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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