79B Anchor Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 79B Anchor Dr, Key Largo, FL 33037

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 686 sqft · built 1972
Lot Size	2.66 acres (116,302 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Apr 2021)
Tax Bill	$7,289 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00569511-003428`

Property Details

APN / Parcel Number

Primary APN	`00569511-003428`
Alternative APN	`1701017`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	686 sqft Living Area

Exterior

Year Built	Built 1972
Lot Area	116,302 sqft

Location & Zoning

Account Number	1701017
Street Address	79B ANCHOR DR
City	KEY LARGO
State	FL
Zip	33037-5242
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PRIVATE DWELLING AC 79-B ANGELFISH CAY CONDOMINIUM CHATEL NO 6 OR530-537 OR1329-2412/13 OR1512-514/17 OR1982-2202/05 OR
Legal Range	41E
Legal Township	59S
Legal Section	07
Legal Subdivision	OCEAN REEF NO 1 RESUBD AREA A
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	972700

Owner

79B Anchor Dr, a condominium, is owned by an individual who bought it in April 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1311 SE 2ND AVE, FORT LAUDERDALE, FL 33316-1809
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Prior Sale	Jun 15, 2006 · Amount on File
Deed Document Number	2315130
Deed Book / Page	3090 / 2382
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 20, 2021
Property Address	79B ANCHOR DR, KEY LARGO, FL 33037-5242
Document Number	0030902382
Book / Page	3090 / 2382
Map Reference	MB 520 PG 542
Instrument Date	Apr 12, 2021
Instrument	2315130
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 ZOE WAY, MIAMI, FL 33141-5870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 W LAKE VISTA CIR, DAVIE, FL 33328-1107

Mortgage

Document Number	0030902386
Date	Apr 20, 2021
Instrument	3090/2386

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,402,600 Building $1,402,600	$1,402,600 Building $1,402,600
2024	$7,289.00 (+7.18%)
2023	$6,801.00 (+42.01%)	$1,230,500 (+88.46%) Building $1,230,500	$1,230,500 (+88.46%) Building $1,230,500
2022	$4,789.00	$652,916 Building $652,916	$652,916 Building $652,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79B Anchor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79B Anchor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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